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Single Family ResidenceResidential
$988,180$435 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $605,000 on Dec 10, 2015

3121 NW RIVER TRAIL PL

BEND, OR 97703
4
Beds
3
Baths
2,273 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$988K
$948K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$605,000 · Dec 10, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$588,180
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$470,544
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
VETERANS ADMN · recorded Dec 10, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,362 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$435,710 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$990,840

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDeschutes
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Star Elementary SchoolA-
Elementary · Grades KG–5 · 1.9 mi
H
Summit High SchoolA+
High · Grades 9–12 · 3.0 mi
M
Pacific Crest Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,064
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,618
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3121 Nw River Trail Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Awbrey Butte
  • Costs less per square foot than 75% of homes in Bend 97703
  • Bigger than 74% of homes in Deschutes County
  • Has a smaller lot than 89% of homes in Awbrey Butte
  • Newer than 85% of homes in Bend 97703

What homes are worth in Bend 97703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$396K$2.9M

This home is worth more than 44% of homes in Bend 97703.

How it measures up in Bend 97703

The dot is this home. The mark in the middle is the typical home in Bend 97703.

Estimated value$988,180
CheaperTypical $1,051,325Pricier

Pricier than 44% of homes nearby

Price per ft²$435
CheaperTypical $508Pricier

Pricier than 25% of homes nearby

Living area2,273 ft²
SmallerTypical 2,112 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.15 ac
SmallerTypical 0.25 acBigger

Bigger than 31% of homes nearby

Year built2015
OlderTypical 1999Newer

Newer than 85% of homes nearby

How 3121 Nw River Trail Pl ranks against every home in each area.
MeasureThis homeAwbrey ButteBend 97703Deschutes County
Estimated valuepricier than$988,18021% of homes44% of homes78% of homes
Price per ft²pricier than$43534% of homes25% of homes67% of homes
Living areabigger than2,273 ft²28% of homes57% of homes74% of homes
Lot sizebigger than0.15 ac11% of homes31% of homes30% of homes
Year builtnewer than201584% of homes85% of homes83% of homes

About 3121 Nw River Trail Pl

How much is 3121 Nw River Trail Pl, Bend, OR worth?

The TopHap Estimate for 3121 Nw River Trail Pl, Bend, OR is $988,180 as of Jul 14, 2026. The likely range is $947,800 to $1,028,560. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3121 Nw River Trail Pl, Bend, OR last sell?

3121 Nw River Trail Pl, Bend, OR last sold on Dec 10, 2015 for $605,000, according to the county's recorded deed.

How big is 3121 Nw River Trail Pl, Bend, OR?

3121 Nw River Trail Pl, Bend, OR has 4 bedrooms, 3 bathrooms, 2,273 square feet of living space and a 0.15-acre lot.

When was 3121 Nw River Trail Pl, Bend, OR built?

3121 Nw River Trail Pl, Bend, OR was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 3121 Nw River Trail Pl, Bend, OR?

3121 Nw River Trail Pl, Bend, OR is assigned to North Star Elementary School (elementary), rated A-; Summit High School (high), rated A+; Pacific Crest Middle School (middle), rated A-. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3121 Nw River Trail Pl, Bend, OR compare to other homes in Bend 97703?

Among the 14,580 homes in Bend 97703, it is worth more than 44% of them ($988,180 against a typical $1,051,325), its price per square foot is higher than 25% of them ($435 against a typical $508), it is bigger than 57% of them (2,273 ft² against a typical 2,112 ft²), its lot is bigger than 31% of them (0.15 ac against a typical 0.25 ac) and it is newer than 85% of them (2015 against a typical 1999). Measured against all of Deschutes County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3121 Nw River Trail Pl, Bend, OR?

The 2025 property tax bill for 3121 Nw River Trail Pl, Bend, OR was $7,362. The county assessed it at $435,710.

Closest homes

More homes in Bend 97703

Assigned schools

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