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Single Family ResidenceResidential
$266,425$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $289,000 on Apr 10, 2024

3108 OCONTO RD

RICHMOND, VA 23230
3
Beds
1
Baths
1,274 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$266K
$207K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$289,000 · Apr 10, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,175
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,740
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,750
CAPITAL BANK NA · recorded Apr 10, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,500
CAPITAL BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,187 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$263,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHENRICO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.40
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 290 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Johnson Elementary SchoolD-
Elementary · Grades KG–5 · 0.3 mi
M
Brookland Middle SchoolF
Middle · Grades 6–8 · 2.9 mi
H
Tucker High SchoolD+
High · Grades 9–12 · 3.2 mi

District: Henrico County Public Schools

Neighborhood · ZIP 23230These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,219
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,353 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,943
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3108 Oconto Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Henrico County
  • Smaller than 74% of homes in Henrico County
  • Has a bigger lot than 92% of homes in Richmond 23230
  • Older than 81% of homes in Henrico County

What homes are worth in Richmond 23230

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$859K

This home is worth more than 40% of homes in Richmond 23230.

How it measures up in Richmond 23230

The dot is this home. The mark in the middle is the typical home in Richmond 23230.

Estimated value$266,425
CheaperTypical $308,402Pricier

Pricier than 40% of homes nearby

Price per ft²$209
CheaperTypical $221Pricier

Pricier than 45% of homes nearby

Living area1,274 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.4 ac
SmallerTypical 0.19 acBigger

Bigger than 92% of homes nearby

Year built1956
OlderTypical 1956Newer

Newer than 58% of homes nearby

How 3108 Oconto Rd ranks against every home in each area.
MeasureThis homeRichmond 23230Henrico County
Estimated valuepricier than$266,42540% of homes40% of homes
Price per ft²pricier than$20945% of homes68% of homes
Living areabigger than1,274 ft²38% of homes26% of homes
Lot sizebigger than0.4 ac92% of homes73% of homes
Year builtnewer than195658% of homes19% of homes

About 3108 Oconto Rd

How much is 3108 Oconto Rd, Richmond, VA worth?

The TopHap Estimate for 3108 Oconto Rd, Richmond, VA is $266,425 as of Jul 14, 2026. The likely range is $207,463 to $325,387. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3108 Oconto Rd, Richmond, VA last sell?

3108 Oconto Rd, Richmond, VA last sold on Apr 10, 2024 for $289,000, according to the county's recorded deed.

How big is 3108 Oconto Rd, Richmond, VA?

3108 Oconto Rd, Richmond, VA has 3 bedrooms, 1 bathrooms, 1,274 square feet of living space and a 0.40-acre lot.

When was 3108 Oconto Rd, Richmond, VA built?

3108 Oconto Rd, Richmond, VA was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 3108 Oconto Rd, Richmond, VA?

3108 Oconto Rd, Richmond, VA is assigned to Johnson Elementary School (elementary), rated D-; Brookland Middle School (middle), rated F; Tucker High School (high), rated D+. All sit in Henrico County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3108 Oconto Rd, Richmond, VA compare to other homes in Richmond 23230?

Among the 2,642 homes in Richmond 23230, it is worth more than 40% of them ($266,425 against a typical $308,402), its price per square foot is higher than 45% of them ($209 against a typical $221), it is bigger than 38% of them (1,274 ft² against a typical 1,475 ft²), its lot is bigger than 92% of them (0.4 ac against a typical 0.19 ac) and it is newer than 58% of them (1956 against a typical 1956). Measured against all of Henrico County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3108 Oconto Rd, Richmond, VA?

The 2026 property tax bill for 3108 Oconto Rd, Richmond, VA was $2,187. The county assessed it at $263,500.

Closest homes

More homes in Richmond 23230

Assigned schools

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