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Residential (General/Single)Residential
$433,191$433 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $384,370 on Apr 1, 2024

31086 MEMORY LN

ROCKY MOUNT, MO 65072
0
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.

Valuation

$433K
$334K low$532K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$384,370 · Apr 1, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,191
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,553
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$289,000
ARVEST BANK · 7.25% 1 · recorded Apr 1, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,000
ARVEST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,370 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,626
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,744
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Elementary School
Elementary · Grades PK–2 · 10.6 mi
H
Eldon High SchoolA
High · Grades 9–12 · 11.0 mi
M
Eldon Middle SchoolC
Middle · Grades 6–8 · 11.7 mi

District: Eldon R-I School District

Neighborhood · ZIP 65072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.33%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,850
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,005
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31086 Memory Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Morgan County
  • Costs more per square foot than 76% of homes in Morgan County
  • Has a smaller lot than 82% of homes in Morgan County
  • Older than 95% of homes in Rocky Mount 65072

What homes are worth in Rocky Mount 65072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$1.1M

This home is worth more than 57% of homes in Rocky Mount 65072.

How it measures up in Rocky Mount 65072

The dot is this home. The mark in the middle is the typical home in Rocky Mount 65072.

Estimated value$433,191
CheaperTypical $405,592Pricier

Pricier than 57% of homes nearby

Price per ft²$433
CheaperTypical $409Pricier

Pricier than 55% of homes nearby

Living area1,000 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.17 ac
SmallerTypical 0.27 acBigger

Bigger than 29% of homes nearby

Year built1952
OlderTypical 1986Newer

Newer than 5% of homes nearby

How 31086 Memory Ln ranks against every home in each area.
MeasureThis homeRocky Mount 65072Morgan County
Estimated valuepricier than$433,19157% of homes69% of homes
Price per ft²pricier than$43355% of homes76% of homes
Living areabigger than1,000 ft²45% of homes36% of homes
Lot sizebigger than0.17 ac29% of homes18% of homes
Year builtnewer than19525% of homes14% of homes

About 31086 Memory Ln

How much is 31086 Memory Ln, Rocky Mount, MO worth?

The TopHap Estimate for 31086 Memory Ln, Rocky Mount, MO is $433,191 as of Jul 14, 2026. The likely range is $334,216 to $532,166. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31086 Memory Ln, Rocky Mount, MO last sell?

31086 Memory Ln, Rocky Mount, MO last sold on Apr 1, 2024 for $384,370, according to the county's recorded deed.

How big is 31086 Memory Ln, Rocky Mount, MO?

31086 Memory Ln, Rocky Mount, MO has 1,000 square feet of living space and a 0.17-acre lot.

When was 31086 Memory Ln, Rocky Mount, MO built?

31086 Memory Ln, Rocky Mount, MO was built in 1952, making it 74 years old.

What schools serve 31086 Memory Ln, Rocky Mount, MO?

31086 Memory Ln, Rocky Mount, MO is assigned to South Elementary School (elementary); Eldon High School (high), rated A; Eldon Middle School (middle), rated C. All sit in Eldon R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31086 Memory Ln, Rocky Mount, MO compare to other homes in Rocky Mount 65072?

Among the 2,744 homes in Rocky Mount 65072, it is worth more than 57% of them ($433,191 against a typical $405,592), its price per square foot is higher than 55% of them ($433 against a typical $409), it is bigger than 45% of them (1,000 ft² against a typical 1,064 ft²), its lot is bigger than 29% of them (0.17 ac against a typical 0.27 ac) and it is newer than 5% of them (1952 against a typical 1986). Measured against all of Morgan County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31086 Memory Ln, Rocky Mount, MO?

The 2025 property tax bill for 31086 Memory Ln, Rocky Mount, MO was $1,415. The county assessed it at $31,370.

Closest homes

More homes in Rocky Mount 65072

Assigned schools

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