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Residential (General/Single)Residential
$362,398$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Jan 7, 2021

31088 MEMORY LN

ROCKY MOUNT, MO 65072
0
Baths
926 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$362K
$322K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Jan 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,398
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,918
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
CENTRAL BANK OF LAKE OF THE OZARKS · recorded Jan 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,374 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,460 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,626
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,834
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.162 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Elementary School
Elementary · Grades PK–2 · 10.6 mi
H
Eldon High SchoolA
High · Grades 9–12 · 11.0 mi
M
Eldon Middle SchoolC
Middle · Grades 6–8 · 11.7 mi

District: Eldon R-I School District

Neighborhood · ZIP 65072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.33%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,850
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,005
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31088 Memory Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Morgan County
  • Smaller than 70% of homes in Morgan County
  • Has a smaller lot than 82% of homes in Morgan County
  • Older than 76% of homes in Rocky Mount 65072

What homes are worth in Rocky Mount 65072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$1.2M

This home is worth more than 41% of homes in Rocky Mount 65072.

How it measures up in Rocky Mount 65072

The dot is this home. The mark in the middle is the typical home in Rocky Mount 65072.

Estimated value$362,398
CheaperTypical $406,324Pricier

Pricier than 41% of homes nearby

Price per ft²$391
CheaperTypical $411Pricier

Pricier than 44% of homes nearby

Living area926 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.17 ac
SmallerTypical 0.27 acBigger

Bigger than 29% of homes nearby

Year built1969
OlderTypical 1986Newer

Newer than 24% of homes nearby

How 31088 Memory Ln ranks against every home in each area.
MeasureThis homeRocky Mount 65072Morgan County
Estimated valuepricier than$362,39841% of homes55% of homes
Price per ft²pricier than$39144% of homes69% of homes
Living areabigger than926 ft²38% of homes30% of homes
Lot sizebigger than0.17 ac29% of homes18% of homes
Year builtnewer than196924% of homes32% of homes

About 31088 Memory Ln

How much is 31088 Memory Ln, Rocky Mount, MO worth?

The TopHap Estimate for 31088 Memory Ln, Rocky Mount, MO is $362,398 as of Jul 14, 2026. The likely range is $322,459 to $402,337. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31088 Memory Ln, Rocky Mount, MO last sell?

31088 Memory Ln, Rocky Mount, MO last sold on Jan 7, 2021 for $100,000, according to the county's recorded deed.

How big is 31088 Memory Ln, Rocky Mount, MO?

31088 Memory Ln, Rocky Mount, MO has 926 square feet of living space and a 0.17-acre lot.

When was 31088 Memory Ln, Rocky Mount, MO built?

31088 Memory Ln, Rocky Mount, MO was built in 1969, making it 57 years old.

What schools serve 31088 Memory Ln, Rocky Mount, MO?

31088 Memory Ln, Rocky Mount, MO is assigned to South Elementary School (elementary); Eldon High School (high), rated A; Eldon Middle School (middle), rated C. All sit in Eldon R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31088 Memory Ln, Rocky Mount, MO compare to other homes in Rocky Mount 65072?

Among the 2,744 homes in Rocky Mount 65072, it is worth more than 41% of them ($362,398 against a typical $406,324), its price per square foot is higher than 44% of them ($391 against a typical $411), it is bigger than 38% of them (926 ft² against a typical 1,064 ft²), its lot is bigger than 29% of them (0.17 ac against a typical 0.27 ac) and it is newer than 24% of them (1969 against a typical 1986). Measured against all of Morgan County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31088 Memory Ln, Rocky Mount, MO?

The 2025 property tax bill for 31088 Memory Ln, Rocky Mount, MO was $1,374. The county assessed it at $30,460.

Closest homes

More homes in Rocky Mount 65072

Assigned schools

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