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Single Family ResidenceResidential
$264,761$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3109 RUBY DR

TEXAS CITY, TX 77591
2
Baths
1,604 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$265K
$254K low$275K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,761
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,809
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
INTERLINC MORTGAGE SERVICES LLC · recorded Jan 6, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,414 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.90%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGalveston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dickinson Junior High SchoolA-
Middle · Grades 7–8 · 2.2 mi
E
Hughes Road Elementary SchoolC+
Elementary · Grades PK–4 · 3.8 mi
H
Dickinson High SchoolB
High · Grades 9–12 · 4.4 mi

District: Dickinson Independent School District

Neighborhood · ZIP 77591These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,957
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,427 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,455
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,144
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3109 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Texas City 77591
  • Costs more per square foot than 89% of homes in Texas City 77591
  • Has a smaller lot than 86% of homes in Texas City 77591
  • Newer than 95% of homes in Galveston County

What homes are worth in Texas City 77591

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$372K

This home is worth more than 70% of homes in Texas City 77591.

How it measures up in Texas City 77591

The dot is this home. The mark in the middle is the typical home in Texas City 77591.

Estimated value$264,761
CheaperTypical $227,737Pricier

Pricier than 70% of homes nearby

Price per ft²$165
CheaperTypical $136Pricier

Pricier than 89% of homes nearby

Living area1,604 ft²
SmallerTypical 1,633 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.14 ac
SmallerTypical 0.16 acBigger

Bigger than 14% of homes nearby

Year built2021
OlderTypical 2004Newer

Newer than 88% of homes nearby

How 3109 Ruby Dr ranks against every home in each area.
MeasureThis homeTexas City 77591Galveston County
Estimated valuepricier than$264,76170% of homes30% of homes
Price per ft²pricier than$16589% of homes40% of homes
Living areabigger than1,604 ft²48% of homes42% of homes
Lot sizebigger than0.14 ac14% of homes22% of homes
Year builtnewer than202188% of homes95% of homes

About 3109 Ruby Dr

How much is 3109 Ruby Dr, Texas City, TX worth?

The TopHap Estimate for 3109 Ruby Dr, Texas City, TX is $264,761 as of Jul 14, 2026. The likely range is $254,320 to $275,202. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3109 Ruby Dr, Texas City, TX last sell?

3109 Ruby Dr, Texas City, TX last sold on Jan 6, 2023, according to the county's recorded deed.

How big is 3109 Ruby Dr, Texas City, TX?

3109 Ruby Dr, Texas City, TX has 2 bathrooms, 1,604 square feet of living space and a 0.14-acre lot.

When was 3109 Ruby Dr, Texas City, TX built?

3109 Ruby Dr, Texas City, TX was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 3109 Ruby Dr, Texas City, TX?

3109 Ruby Dr, Texas City, TX is assigned to Dickinson Junior High School (middle), rated A-; Hughes Road Elementary School (elementary), rated C+; Dickinson High School (high), rated B. All sit in Dickinson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3109 Ruby Dr, Texas City, TX compare to other homes in Texas City 77591?

Among the 5,661 homes in Texas City 77591, it is worth more than 70% of them ($264,761 against a typical $227,737), its price per square foot is higher than 89% of them ($165 against a typical $136), it is bigger than 48% of them (1,604 ft² against a typical 1,633 ft²), its lot is bigger than 14% of them (0.14 ac against a typical 0.16 ac) and it is newer than 88% of them (2021 against a typical 2004). Measured against all of Galveston County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3109 Ruby Dr, Texas City, TX?

The 2024 property tax bill for 3109 Ruby Dr, Texas City, TX was $4,414. The county assessed it at $250,770.

Closest homes

More homes in Texas City 77591

Assigned schools

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