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Single Family ResidenceResidential
$235,126
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3109 S RIVER RD

JANESVILLE, WI 53546
0
Baths
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$235K
$200K low$270K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$235,126
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,101

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,720 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRock
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Edison Middle SchoolC
Middle · Grades 6–8 · 1.9 mi
E
Jackson Elementary SchoolA-
Elementary · Grades KG–5 · 2.3 mi
H
Craig High SchoolC
High · Grades 9–12 · 4.5 mi

District: Janesville School District

Neighborhood · ZIP 53546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.31,634
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.403 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,028
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,718
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3109 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Janesville 53546
  • Has a bigger lot than 86% of homes in Janesville 53546

What homes are worth in Janesville 53546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$568K

This home is worth more than 19% of homes in Janesville 53546.

How it measures up in Janesville 53546

The dot is this home. The mark in the middle is the typical home in Janesville 53546.

Estimated value$235,126
CheaperTypical $303,845Pricier

Pricier than 19% of homes nearby

Lot size0.47 ac
SmallerTypical 0.25 acBigger

Bigger than 86% of homes nearby

How 3109 S River Rd ranks against every home in each area.
MeasureThis homeJanesville 53546Rock County
Estimated valuepricier than$235,12619% of homes35% of homes
Lot sizebigger than0.47 ac86% of homes75% of homes

About 3109 S River Rd

How much is 3109 S River Rd, Janesville, WI worth?

The TopHap Estimate for 3109 S River Rd, Janesville, WI is $235,126 as of Jul 14, 2026. The likely range is $199,845 to $270,407. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 3109 S River Rd, Janesville, WI?

3109 S River Rd, Janesville, WI is assigned to Edison Middle School (middle), rated C; Jackson Elementary School (elementary), rated A-; Craig High School (high), rated C. All sit in Janesville School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3109 S River Rd, Janesville, WI compare to other homes in Janesville 53546?

Among the 10,824 homes in Janesville 53546, it is worth more than 19% of them ($235,126 against a typical $303,845) and its lot is bigger than 86% of them (0.47 ac against a typical 0.25 ac). Measured against all of Rock County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3109 S River Rd, Janesville, WI?

The 2025 property tax bill for 3109 S River Rd, Janesville, WI was $2,720. The county assessed it at $144,300.

Closest homes

More homes in Janesville 53546

Assigned schools

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