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Single Family ResidenceResidential
$208,277$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $297,500 on Nov 9, 2022

31178 WILDERNESS BAY DR

PARK RAPIDS, MN 56470
1
Baths
975 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$208K
$193K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$297,500 · Nov 9, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.157%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,000
NORTHWOODS STATE BANK · 6.48% · recorded Jul 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,394 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$402,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$190,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$344,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$402,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUBBARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.93
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 24 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Park Rapids Century Elementary SchoolB+
Elementary · Grades PK–4 · 13.5 mi
M
Park Rapids Century Middle SchoolD
Middle · Grades 5–8 · 13.5 mi
H
Park Rapids High SchoolC+
High · Grades 9–12 · 13.7 mi

District: Park Rapids Public School District

Neighborhood · ZIP 56470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,690
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31178 Wilderness Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 73% of homes in Park Rapids 56470
  • Has a smaller lot than 68% of homes in Hubbard County
  • Newer than 75% of homes in Park Rapids 56470

What homes are worth in Park Rapids 56470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$871K

This home is worth more than 41% of homes in Park Rapids 56470.

How it measures up in Park Rapids 56470

The dot is this home. The mark in the middle is the typical home in Park Rapids 56470.

Estimated value$208,277
CheaperTypical $238,397Pricier

Pricier than 41% of homes nearby

Price per ft²$214
CheaperTypical $197Pricier

Pricier than 56% of homes nearby

Living area975 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.93 ac
SmallerTypical 1.38 acBigger

Bigger than 38% of homes nearby

Year built2000
OlderTypical 1981Newer

Newer than 75% of homes nearby

How 31178 Wilderness Bay Dr ranks against every home in each area.
MeasureThis homePark Rapids 56470Hubbard County
Estimated valuepricier than$208,27741% of homes39% of homes
Price per ft²pricier than$21456% of homes53% of homes
Living areabigger than975 ft²27% of homes29% of homes
Lot sizebigger than0.93 ac38% of homes32% of homes
Year builtnewer than200075% of homes73% of homes

About 31178 Wilderness Bay Dr

How much is 31178 Wilderness Bay Dr, Park Rapids, MN worth?

The TopHap Estimate for 31178 Wilderness Bay Dr, Park Rapids, MN is $208,277 as of Jul 14, 2026. The likely range is $192,735 to $223,819. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31178 Wilderness Bay Dr, Park Rapids, MN last sell?

31178 Wilderness Bay Dr, Park Rapids, MN last sold on Nov 9, 2022 for $297,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 31178 Wilderness Bay Dr, Park Rapids, MN?

31178 Wilderness Bay Dr, Park Rapids, MN has 1 bathrooms, 975 square feet of living space and a 0.93-acre lot.

When was 31178 Wilderness Bay Dr, Park Rapids, MN built?

31178 Wilderness Bay Dr, Park Rapids, MN was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 31178 Wilderness Bay Dr, Park Rapids, MN?

31178 Wilderness Bay Dr, Park Rapids, MN is assigned to Park Rapids Century Elementary School (elementary), rated B+; Park Rapids Century Middle School (middle), rated D; Park Rapids High School (high), rated C+. All sit in Park Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31178 Wilderness Bay Dr, Park Rapids, MN compare to other homes in Park Rapids 56470?

Among the 8,741 homes in Park Rapids 56470, it is worth more than 41% of them ($208,277 against a typical $238,397), its price per square foot is higher than 56% of them ($214 against a typical $197), it is bigger than 27% of them (975 ft² against a typical 1,256 ft²), its lot is bigger than 38% of them (0.93 ac against a typical 1.38 ac) and it is newer than 75% of them (2000 against a typical 1981). Measured against all of Hubbard County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31178 Wilderness Bay Dr, Park Rapids, MN?

The 2025 property tax bill for 31178 Wilderness Bay Dr, Park Rapids, MN was $2,394. The county assessed it at $402,700.

Closest homes

More homes in Park Rapids 56470

Assigned schools

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