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Single Family ResidenceResidential
$580,033$545 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $56,500 on Jan 21, 1994

3118 COSBY PL

CHARLOTTE, NC 28205
3
Beds
2 / 1
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$580K
$462K low$698K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$56,500 · Jan 21, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,768 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$365,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.0.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 20 ft²Porch · 16 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Merry Oaks International AcademyD-
Elementary · Grades PK–5 · 0.5 mi
M
Eastway Middle SchoolF
Middle · Grades 6–8 · 0.9 mi
H
Garinger High SchoolF
High · Grades 9–12 · 1.6 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28205These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.54,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,475 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,747
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3118 Cosby Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Mecklenburg County
  • Costs more per square foot than 97% of homes in Mecklenburg County
  • Smaller than 91% of homes in Mecklenburg County
  • Has a bigger lot than 77% of homes in Charlotte 28205
  • Older than 89% of homes in Mecklenburg County

What homes are worth in Charlotte 28205

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$1.5M

This home is worth more than 64% of homes in Charlotte 28205.

How it measures up in Charlotte 28205

The dot is this home. The mark in the middle is the typical home in Charlotte 28205.

Estimated value$580,033
CheaperTypical $487,654Pricier

Pricier than 64% of homes nearby

Price per ft²$545
CheaperTypical $343Pricier

Pricier than 91% of homes nearby

Living area1,064 ft²
SmallerTypical 1,466 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.34 ac
SmallerTypical 0.24 acBigger

Bigger than 77% of homes nearby

Year built1959
OlderTypical 1959Newer

Newer than 51% of homes nearby

How 3118 Cosby Pl ranks against every home in each area.
MeasureThis homeMerry OaksCharlotte 28205Mecklenburg County
Estimated valuepricier than$580,03367% of homes64% of homes71% of homes
Price per ft²pricier than$54595% of homes91% of homes97% of homes
Living areabigger than1,064 ft²29% of homes21% of homes9% of homes
Lot sizebigger than0.34 ac59% of homes77% of homes64% of homes
Year builtnewer than195969% of homes51% of homes11% of homes

About 3118 Cosby Pl

How much is 3118 Cosby Pl, Charlotte, NC worth?

The TopHap Estimate for 3118 Cosby Pl, Charlotte, NC is $580,033 as of Oct 21, 2026. The likely range is $461,932 to $698,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3118 Cosby Pl, Charlotte, NC last sell?

3118 Cosby Pl, Charlotte, NC last sold on Jan 21, 1994 for $56,500, according to the county's recorded deed.

How big is 3118 Cosby Pl, Charlotte, NC?

3118 Cosby Pl, Charlotte, NC has 3 bedrooms, 2 bathrooms, 1,064 square feet of living space and a 0.34-acre lot.

When was 3118 Cosby Pl, Charlotte, NC built?

3118 Cosby Pl, Charlotte, NC was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 3118 Cosby Pl, Charlotte, NC?

3118 Cosby Pl, Charlotte, NC is assigned to Merry Oaks International Academy (elementary), rated D-; Eastway Middle School (middle), rated F; Garinger High School (high), rated F. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3118 Cosby Pl, Charlotte, NC compare to other homes in Charlotte 28205?

Among the 15,916 homes in Charlotte 28205, it is worth more than 64% of them ($580,033 against a typical $487,654), its price per square foot is higher than 91% of them ($545 against a typical $343), it is bigger than 21% of them (1,064 ft² against a typical 1,466 ft²), its lot is bigger than 77% of them (0.34 ac against a typical 0.24 ac) and it is newer than 51% of them (1959 against a typical 1959). Measured against all of Mecklenburg County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3118 Cosby Pl, Charlotte, NC?

The 2024 property tax bill for 3118 Cosby Pl, Charlotte, NC was $2,768. The county assessed it at $365,600.

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