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Single Family ResidenceResidential
$118,795$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

312 OAK ST

ROWLEY, IA 52329
3
Beds
1.5
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$119K
$105K low$133K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,295
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,036
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,800
VERIDIAN CREDIT UNION · 5.2% 1 · recorded May 20, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,700
VERIDIAN CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,210 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,740

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 7.5 mi
E
East Elementary School
Elementary · Grades KG–2 · 7.6 mi

District: Independence Community School District

Neighborhood · ZIP 52329These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,615
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,472
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

312 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Rowley 52329
  • Costs less per square foot than 97% of homes in Rowley 52329
  • Has a smaller lot than 86% of homes in Rowley 52329
  • Older than 70% of homes in Buchanan County

What homes are worth in Rowley 52329

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$572K

This home is worth more than 11% of homes in Rowley 52329.

How it measures up in Rowley 52329

The dot is this home. The mark in the middle is the typical home in Rowley 52329.

Estimated value$118,795
CheaperTypical $235,800Pricier

Pricier than 11% of homes nearby

Price per ft²$77
CheaperTypical $168Pricier

Pricier than 3% of homes nearby

Living area1,544 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.29 ac
SmallerTypical 2.3 acBigger

Bigger than 14% of homes nearby

Year built1920
OlderTypical 1955Newer

Newer than 35% of homes nearby

How 312 Oak St ranks against every home in each area.
MeasureThis homeRowley 52329Buchanan County
Estimated valuepricier than$118,79511% of homes16% of homes
Price per ft²pricier than$773% of homes9% of homes
Living areabigger than1,544 ft²60% of homes58% of homes
Lot sizebigger than0.29 ac14% of homes36% of homes
Year builtnewer than192035% of homes30% of homes

About 312 Oak St

How much is 312 Oak St, Rowley, IA worth?

The TopHap Estimate for 312 Oak St, Rowley, IA is $118,795 as of Jul 14, 2026. The likely range is $104,791 to $132,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 312 Oak St, Rowley, IA last sell?

312 Oak St, Rowley, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 312 Oak St, Rowley, IA?

312 Oak St, Rowley, IA has 3 bedrooms, 1.5 bathrooms, 1,544 square feet of living space and a 0.29-acre lot.

When was 312 Oak St, Rowley, IA built?

312 Oak St, Rowley, IA was built in 1920, making it 106 years old. It is a a-frame home. The building has 2 stories.

What schools serve 312 Oak St, Rowley, IA?

312 Oak St, Rowley, IA is assigned to Independence Junior Senior High School (middle), rated C; East Elementary School (elementary). All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 312 Oak St, Rowley, IA compare to other homes in Rowley 52329?

Among the 357 homes in Rowley 52329, it is worth more than 11% of them ($118,795 against a typical $235,800), its price per square foot is higher than 3% of them ($77 against a typical $168), it is bigger than 60% of them (1,544 ft² against a typical 1,446 ft²), its lot is bigger than 14% of them (0.29 ac against a typical 2.3 ac) and it is newer than 35% of them (1920 against a typical 1955). Measured against all of Buchanan County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 312 Oak St, Rowley, IA?

The 2025 property tax bill for 312 Oak St, Rowley, IA was $1,210. The county assessed it at $107,740.

Closest homes

More homes in Rowley 52329

Assigned schools

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