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Single Family ResidenceResidential
$641,117$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

312 RIDGE RD

BIRMINGHAM, AL 35209
4
Beds
4
Baths
2,298 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$641K
$563K low$719K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$541,117
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$432,894
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
REGIONS BK/NORCROSS GA · recorded May 4, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,295 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,360 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$687,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.25
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 424 ft²Porch · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shades Cahaba Elementary SchoolA+
Elementary · Grades KG–5 · 0.7 mi
H
Homewood High SchoolA+
High · Grades 9–12 · 0.8 mi
M
Homewood Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi

District: Homewood City School District

Neighborhood · ZIP 35209These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,033 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,771
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,237
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

312 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Jefferson County
  • Costs more per square foot than 89% of homes in Jefferson County
  • Bigger than 84% of homes in Jefferson County
  • Older than 83% of homes in Jefferson County

What homes are worth in Birmingham 35209

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$1.4M

This home is worth more than 66% of homes in Birmingham 35209.

How it measures up in Birmingham 35209

The dot is this home. The mark in the middle is the typical home in Birmingham 35209.

Estimated value$641,117
CheaperTypical $531,105Pricier

Pricier than 66% of homes nearby

Price per ft²$279
CheaperTypical $322Pricier

Pricier than 35% of homes nearby

Living area2,298 ft²
SmallerTypical 1,619 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.25 ac
SmallerTypical 0.23 acBigger

Bigger than 59% of homes nearby

Year built1943
OlderTypical 1955Newer

Newer than 20% of homes nearby

How 312 Ridge Rd ranks against every home in each area.
MeasureThis homeMayfairBirmingham 35209Jefferson County
Estimated valuepricier than$641,11738% of homes66% of homes92% of homes
Price per ft²pricier than$27918% of homes35% of homes89% of homes
Living areabigger than2,298 ft²67% of homes80% of homes84% of homes
Lot sizebigger than0.25 ac44% of homes59% of homes38% of homes
Year builtnewer than194318% of homes20% of homes17% of homes

About 312 Ridge Rd

How much is 312 Ridge Rd, Birmingham, AL worth?

The TopHap Estimate for 312 Ridge Rd, Birmingham, AL is $641,117 as of Jul 14, 2026. The likely range is $563,078 to $719,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 312 Ridge Rd, Birmingham, AL?

312 Ridge Rd, Birmingham, AL has 4 bedrooms, 4 bathrooms, 2,298 square feet of living space and a 0.25-acre lot.

When was 312 Ridge Rd, Birmingham, AL built?

312 Ridge Rd, Birmingham, AL was built in 1943, making it 83 years old. The building has 2 stories.

What schools serve 312 Ridge Rd, Birmingham, AL?

312 Ridge Rd, Birmingham, AL is assigned to Shades Cahaba Elementary School (elementary), rated A+; Homewood High School (high), rated A+; Homewood Middle School (middle), rated A+. All sit in Homewood City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 312 Ridge Rd, Birmingham, AL compare to other homes in Birmingham 35209?

Among the 7,054 homes in Birmingham 35209, it is worth more than 66% of them ($641,117 against a typical $531,105), its price per square foot is higher than 35% of them ($279 against a typical $322), it is bigger than 80% of them (2,298 ft² against a typical 1,619 ft²), its lot is bigger than 59% of them (0.25 ac against a typical 0.23 ac) and it is newer than 20% of them (1943 against a typical 1955). Measured against all of Jefferson County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 312 Ridge Rd, Birmingham, AL?

The 2024 property tax bill for 312 Ridge Rd, Birmingham, AL was $4,295. The county assessed it at $63,360.

Closest homes

More homes in Birmingham 35209

Assigned schools

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