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Single Family ResidenceResidential
$2,283,941$847 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,200,000 on Dec 16, 2005

312 RUGBY AVE

KENSINGTON, CA 94708
4
Beds
3
Baths
2,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.3M
$2.1M low$2.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,200,000 · Dec 16, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,491,541
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,193,233
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$732,400
QUICKEN LOANS LLC · recorded Oct 26, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
MYLOR FINANCIAL

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,993 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,673,799 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,116,239
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$557,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,640,980

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
14
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCONTRA COSTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kensington Elementary SchoolA+
Elementary · Grades KG–6 · 0.7 mi
H
El Cerrito High SchoolB+
High · Grades 9–12 · 1.1 mi
M
Fred T. Korematsu Middle SchoolC+
Middle · Grades 7–8 · 2.0 mi

District: West Contra Costa Unified School District

Neighborhood · ZIP 94708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.583

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$190,538
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$233,719
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

312 Rugby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Kensington
  • Costs more per square foot than 94% of homes in Contra Costa County
  • Bigger than 86% of homes in Kensington
  • Has a bigger lot than 67% of homes in Berkeley 94708
  • Older than 95% of homes in Contra Costa County

What homes are worth in Berkeley 94708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$985K$2.9M

This home is worth more than 90% of homes in Berkeley 94708.

How it measures up in Berkeley 94708

The dot is this home. The mark in the middle is the typical home in Berkeley 94708.

Estimated value$2,283,941
CheaperTypical $1,601,906Pricier

Pricier than 90% of homes nearby

Price per ft²$847
CheaperTypical $850Pricier

Pricier than 49% of homes nearby

Living area2,696 ft²
SmallerTypical 1,924 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 67% of homes nearby

Year built1940
OlderTypical 1942Newer

Newer than 47% of homes nearby

How 312 Rugby Ave ranks against every home in each area.
MeasureThis homeKensingtonBerkeley 94708Contra Costa County
Estimated valuepricier than$2,283,94195% of homes90% of homes94% of homes
Price per ft²pricier than$84755% of homes49% of homes94% of homes
Living areabigger than2,696 ft²86% of homes83% of homes83% of homes
Lot sizebigger than0.16 ac66% of homes67% of homes52% of homes
Year builtnewer than194043% of homes47% of homes5% of homes

About 312 Rugby Ave

How much is 312 Rugby Ave, Kensington, CA worth?

The TopHap Estimate for 312 Rugby Ave, Kensington, CA is $2,283,941 as of Jul 14, 2026. The likely range is $2,095,935 to $2,471,947. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 312 Rugby Ave, Kensington, CA last sell?

312 Rugby Ave, Kensington, CA last sold on Dec 16, 2005 for $1,200,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 312 Rugby Ave, Kensington, CA?

312 Rugby Ave, Kensington, CA has 4 bedrooms, 3 bathrooms, 2,696 square feet of living space and a 0.16-acre lot.

When was 312 Rugby Ave, Kensington, CA built?

312 Rugby Ave, Kensington, CA was built in 1940, making it 86 years old. It is a contemporary home. The building has 1 story.

What schools serve 312 Rugby Ave, Kensington, CA?

312 Rugby Ave, Kensington, CA is assigned to Kensington Elementary School (elementary), rated A+; El Cerrito High School (high), rated B+; Fred T. Korematsu Middle School (middle), rated C+. All sit in West Contra Costa Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 312 Rugby Ave, Kensington, CA compare to other homes in Berkeley 94708?

Among the 4,615 homes in Berkeley 94708, it is worth more than 90% of them ($2,283,941 against a typical $1,601,906), its price per square foot is higher than 49% of them ($847 against a typical $850), it is bigger than 83% of them (2,696 ft² against a typical 1,924 ft²), its lot is bigger than 67% of them (0.16 ac against a typical 0.14 ac) and it is newer than 47% of them (1940 against a typical 1942). Measured against all of Contra Costa County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 312 Rugby Ave, Kensington, CA?

The 2025 property tax bill for 312 Rugby Ave, Kensington, CA was $22,993. The county assessed it at $1,673,799.

Closest homes

More homes in Kensington 94708

Assigned schools

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