Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$482,885$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $403,000 on Apr 15, 2004

312 RUTGERS CT

ELYRIA, OH 44035
4
Beds
3 / 1
Baths
3,362 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$483K
$450K low$516K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$403,000 · Apr 15, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,708
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$262,000
RBS CITIZENS BANK NA · R · recorded Dec 2, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$67,500
FIFTH THIRD BANK NE OHIO
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,500

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,494 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,883 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,333
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,883
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$393,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²Patio · 36 ft²Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Midview High SchoolA-
High · Grades 9–12 · 3.1 mi
E
Midview North Elementary School
Elementary · Grades KG–2 · 3.3 mi
M
Midview Middle SchoolB+
Middle · Grades 7–8 · 3.4 mi

District: Midview Local School District

Neighborhood · ZIP 44035These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.65,128
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,845
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,414
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

312 Rutgers Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Elyria 44035
  • Among the largest homes in Elyria 44035
  • Has a bigger lot than 80% of homes in Elyria 44035
  • Newer than 84% of homes in Elyria 44035

What homes are worth in Elyria 44035

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$431K

This home is worth more than almost all homes in Elyria 44035.

How it measures up in Elyria 44035

The dot is this home. The mark in the middle is the typical home in Elyria 44035.

Estimated value$482,885
CheaperTypical $182,913Pricier

Pricier than almost all homes nearby

Price per ft²$144
CheaperTypical $136Pricier

Pricier than 57% of homes nearby

Living area3,362 ft²
SmallerTypical 1,405 ft²Bigger

Bigger than almost all homes nearby

Lot size0.32 ac
SmallerTypical 0.18 acBigger

Bigger than 80% of homes nearby

Year built1993
OlderTypical 1959Newer

Newer than 84% of homes nearby

How 312 Rutgers Ct ranks against every home in each area.
MeasureThis homeElyria 44035Lorain County
Estimated valuepricier than$482,885almost all homes87% of homes
Price per ft²pricier than$14457% of homes37% of homes
Living areabigger than3,362 ft²almost all homes97% of homes
Lot sizebigger than0.32 ac80% of homes62% of homes
Year builtnewer than199384% of homes69% of homes

About 312 Rutgers Ct

How much is 312 Rutgers Ct, Elyria, OH worth?

The TopHap Estimate for 312 Rutgers Ct, Elyria, OH is $482,885 as of Jul 14, 2026. The likely range is $450,253 to $515,517. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 312 Rutgers Ct, Elyria, OH last sell?

312 Rutgers Ct, Elyria, OH last sold on Apr 15, 2004 for $403,000, according to the county's recorded deed.

How big is 312 Rutgers Ct, Elyria, OH?

312 Rutgers Ct, Elyria, OH has 4 bedrooms, 3 bathrooms, 3,362 square feet of living space and a 0.32-acre lot.

When was 312 Rutgers Ct, Elyria, OH built?

312 Rutgers Ct, Elyria, OH was built in 1993, making it 33 years old. It is a colonial home. The building has 2 stories.

What schools serve 312 Rutgers Ct, Elyria, OH?

312 Rutgers Ct, Elyria, OH is assigned to Midview High School (high), rated A-; Midview North Elementary School (elementary); Midview Middle School (middle), rated B+. All sit in Midview Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 312 Rutgers Ct, Elyria, OH compare to other homes in Elyria 44035?

Among the 21,633 homes in Elyria 44035, it is worth more than almost all of them ($482,885 against a typical $182,913), its price per square foot is higher than 57% of them ($144 against a typical $136), it is bigger than almost all of them (3,362 ft² against a typical 1,405 ft²), its lot is bigger than 80% of them (0.32 ac against a typical 0.18 ac) and it is newer than 84% of them (1993 against a typical 1959). Measured against all of Lorain County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 312 Rutgers Ct, Elyria, OH?

The 2024 property tax bill for 312 Rutgers Ct, Elyria, OH was $6,494. The county assessed it at $137,883.

Closest homes

More homes in Elyria 44035

Assigned schools

Explore the area

See this home in context

Open 312 Rutgers Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map