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Single Family ResidenceResidential
$319,206$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Apr 28, 2022

3120 RIVER OAKS DR

BARTOW, FL 33830
3
Beds
2
Baths
1,818 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$319K
$303K low$335K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Apr 28, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,206
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,365
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Apr 28, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,557 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$264,557
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$298,856
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$299,557

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 308 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eagle Lake Elementary SchoolD
Elementary · Grades PK–5 · 3.9 mi
H
Bartow Senior High SchoolD+
High · Grades 9–12 · 4.0 mi
M
Bartow Middle SchoolD+
Middle · Grades 6–8 · 4.1 mi

District: Polk County School District

Neighborhood · ZIP 33830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.233
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,577
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3120 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Bartow 33830
  • Bigger than 67% of homes in Bartow 33830
  • Has a bigger lot than 85% of homes in Polk County
  • Older than 65% of homes in Polk County

What homes are worth in Bartow 33830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$611K

This home is worth more than 68% of homes in Bartow 33830.

How it measures up in Bartow 33830

The dot is this home. The mark in the middle is the typical home in Bartow 33830.

Estimated value$319,206
CheaperTypical $276,887Pricier

Pricier than 68% of homes nearby

Price per ft²$176
CheaperTypical $174Pricier

Pricier than 52% of homes nearby

Living area1,818 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.5 ac
SmallerTypical 0.23 acBigger

Bigger than 81% of homes nearby

Year built1986
OlderTypical 1984Newer

Newer than 53% of homes nearby

How 3120 River Oaks Dr ranks against every home in each area.
MeasureThis homeBartow 33830Polk County
Estimated valuepricier than$319,20668% of homes60% of homes
Price per ft²pricier than$17652% of homes50% of homes
Living areabigger than1,818 ft²67% of homes62% of homes
Lot sizebigger than0.5 ac81% of homes85% of homes
Year builtnewer than198653% of homes35% of homes

About 3120 River Oaks Dr

How much is 3120 River Oaks Dr, Bartow, FL worth?

The TopHap Estimate for 3120 River Oaks Dr, Bartow, FL is $319,206 as of Jul 14, 2026. The likely range is $303,096 to $335,316. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3120 River Oaks Dr, Bartow, FL last sell?

3120 River Oaks Dr, Bartow, FL last sold on Apr 28, 2022 for $300,000, according to the county's recorded deed.

How big is 3120 River Oaks Dr, Bartow, FL?

3120 River Oaks Dr, Bartow, FL has 3 bedrooms, 2 bathrooms, 1,818 square feet of living space and a 0.50-acre lot.

When was 3120 River Oaks Dr, Bartow, FL built?

3120 River Oaks Dr, Bartow, FL was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 3120 River Oaks Dr, Bartow, FL?

3120 River Oaks Dr, Bartow, FL is assigned to Eagle Lake Elementary School (elementary), rated D; Bartow Senior High School (high), rated D+; Bartow Middle School (middle), rated D+. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3120 River Oaks Dr, Bartow, FL compare to other homes in Bartow 33830?

Among the 11,315 homes in Bartow 33830, it is worth more than 68% of them ($319,206 against a typical $276,887), its price per square foot is higher than 52% of them ($176 against a typical $174), it is bigger than 67% of them (1,818 ft² against a typical 1,512 ft²), its lot is bigger than 81% of them (0.5 ac against a typical 0.23 ac) and it is newer than 53% of them (1986 against a typical 1984). Measured against all of Polk County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3120 River Oaks Dr, Bartow, FL?

The 2025 property tax bill for 3120 River Oaks Dr, Bartow, FL was $3,353. The county assessed it at $299,557.

Closest homes

More homes in Bartow 33830

Assigned schools

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