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Single Family ResidenceResidential
$290,676$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $234,600 on May 20, 2019

3120 ROCKY RIVER RD

KISSIMMEE, FL 34746
3
Beds
2
Baths
1,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$291K
$270K low$312K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$234,600 · May 20, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$16,537
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,230
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,139
PENNYMAC LOAN SERVICES LLC · E · recorded Dec 22, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
PENNYMAC LOAN SERVICES LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,666 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$200,842
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOsceola
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 263 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bellalago Charter AcademyC+
Elementary · Grades KG–8 · 1.6 mi
H
Liberty High SchoolD
High · Grades 9–12 · 3.2 mi

District: Osceola County School District

Neighborhood · ZIP 34746These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.57,611
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.984 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,553
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,410
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3120 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Kissimmee 34746
  • Smaller than 70% of homes in Kissimmee 34746
  • Has a smaller lot than 73% of homes in Osceola County
  • Newer than 81% of homes in Kissimmee 34746

What homes are worth in Kissimmee 34746

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$767K

This home is worth more than 21% of homes in Kissimmee 34746.

How it measures up in Kissimmee 34746

The dot is this home. The mark in the middle is the typical home in Kissimmee 34746.

Estimated value$290,676
CheaperTypical $365,469Pricier

Pricier than 21% of homes nearby

Price per ft²$189
CheaperTypical $189Pricier

Pricier than 49% of homes nearby

Living area1,542 ft²
SmallerTypical 1,859 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.11 ac
SmallerTypical 0.14 acBigger

Bigger than 33% of homes nearby

Year built2019
OlderTypical 2006Newer

Newer than 81% of homes nearby

How 3120 Rocky River Rd ranks against every home in each area.
MeasureThis homeKissimmee 34746Osceola County
Estimated valuepricier than$290,67621% of homes23% of homes
Price per ft²pricier than$18949% of homes41% of homes
Living areabigger than1,542 ft²30% of homes33% of homes
Lot sizebigger than0.11 ac33% of homes27% of homes
Year builtnewer than201981% of homes81% of homes

About 3120 Rocky River Rd

How much is 3120 Rocky River Rd, Kissimmee, FL worth?

The TopHap Estimate for 3120 Rocky River Rd, Kissimmee, FL is $290,676 as of Jul 14, 2026. The likely range is $269,760 to $311,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3120 Rocky River Rd, Kissimmee, FL last sell?

3120 Rocky River Rd, Kissimmee, FL last sold on May 20, 2019 for $234,600, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3120 Rocky River Rd, Kissimmee, FL?

3120 Rocky River Rd, Kissimmee, FL has 3 bedrooms, 2 bathrooms, 1,542 square feet of living space and a 0.11-acre lot.

When was 3120 Rocky River Rd, Kissimmee, FL built?

3120 Rocky River Rd, Kissimmee, FL was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 3120 Rocky River Rd, Kissimmee, FL?

3120 Rocky River Rd, Kissimmee, FL is assigned to Bellalago Charter Academy (elementary), rated C+; Liberty High School (high), rated D. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3120 Rocky River Rd, Kissimmee, FL compare to other homes in Kissimmee 34746?

Among the 25,331 homes in Kissimmee 34746, it is worth more than 21% of them ($290,676 against a typical $365,469), its price per square foot is higher than 49% of them ($189 against a typical $189), it is bigger than 30% of them (1,542 ft² against a typical 1,859 ft²), its lot is bigger than 33% of them (0.11 ac against a typical 0.14 ac) and it is newer than 81% of them (2019 against a typical 2006). Measured against all of Osceola County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3120 Rocky River Rd, Kissimmee, FL?

The 2025 property tax bill for 3120 Rocky River Rd, Kissimmee, FL was $4,688. The county assessed it at $206,666.

More homes on Rocky River Rd

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More homes in Kissimmee 34746

Assigned schools

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