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CondominiumResidential
$431,317$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $327,500 on Oct 15, 2020

3128 LAKE TERRACE CT

RICHMOND, VA 23235
3
Beds
3
Baths
2,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,586 ft²
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$431K
$386K low$476K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$327,500 · Oct 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$431,317
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$345,054

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,352 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$411,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$409,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyRICHMOND CITY
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 414 ft²Porch · 48 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J.B. Fisher Elementary SchoolC+
Elementary · Grades PK–5 · 0.9 mi
H
Huguenot High SchoolD-
High · Grades 9–12 · 1.6 mi
M
Lucille M. Brown Middle SchoolF
Middle · Grades 6–8 · 3.2 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23235These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.35,853
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,009 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,049
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,705
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3128 Lake Terrace Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Richmond 23235
  • Costs more per square foot than 79% of homes in Richmond 23235
  • Bigger than 75% of homes in Richmond city County
  • Has a smaller lot than 98% of homes in Richmond 23235
  • Newer than 89% of homes in Richmond 23235

What homes are worth in Richmond 23235

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$715K

This home is worth more than 83% of homes in Richmond 23235.

How it measures up in Richmond 23235

The dot is this home. The mark in the middle is the typical home in Richmond 23235.

Estimated value$431,317
CheaperTypical $320,259Pricier

Pricier than 83% of homes nearby

Price per ft²$202
CheaperTypical $162Pricier

Pricier than 79% of homes nearby

Living area2,140 ft²
SmallerTypical 1,986 ft²Bigger

Bigger than 59% of homes nearby

Lot size1,586 ft²
SmallerTypical 0.4 acBigger

Bigger than 2% of homes nearby

Year built1996
OlderTypical 1973Newer

Newer than 89% of homes nearby

How 3128 Lake Terrace Ct ranks against every home in each area.
MeasureThis homeHuguenotRichmond 23235Richmond city County
Estimated valuepricier than$431,31764% of homes83% of homes80% of homes
Price per ft²pricier than$20272% of homes79% of homes65% of homes
Living areabigger than2,140 ft²37% of homes59% of homes75% of homes
Lot sizebigger than1,586 ft²5% of homes2% of homes6% of homes
Year builtnewer than199683% of homes89% of homes88% of homes

About 3128 Lake Terrace Ct

How much is 3128 Lake Terrace Ct, Richmond, VA worth?

The TopHap Estimate for 3128 Lake Terrace Ct, Richmond, VA is $431,317 as of Jul 14, 2026. The likely range is $386,357 to $476,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3128 Lake Terrace Ct, Richmond, VA last sell?

3128 Lake Terrace Ct, Richmond, VA last sold on Oct 15, 2020 for $327,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3128 Lake Terrace Ct, Richmond, VA?

3128 Lake Terrace Ct, Richmond, VA has 3 bedrooms, 3 bathrooms, 2,140 square feet of living space and a 0.04-acre lot.

When was 3128 Lake Terrace Ct, Richmond, VA built?

3128 Lake Terrace Ct, Richmond, VA was built in 1996, making it 30 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 3128 Lake Terrace Ct, Richmond, VA?

3128 Lake Terrace Ct, Richmond, VA is assigned to J.B. Fisher Elementary School (elementary), rated C+; Huguenot High School (high), rated D-; Lucille M. Brown Middle School (middle), rated F. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3128 Lake Terrace Ct, Richmond, VA compare to other homes in Richmond 23235?

Among the 12,619 homes in Richmond 23235, it is worth more than 83% of them ($431,317 against a typical $320,259), its price per square foot is higher than 79% of them ($202 against a typical $162), it is bigger than 59% of them (2,140 ft² against a typical 1,986 ft²), its lot is bigger than 2% of them (1,586 ft² against a typical 0.4 ac) and it is newer than 89% of them (1996 against a typical 1973). Measured against all of Richmond city County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3128 Lake Terrace Ct, Richmond, VA?

The 2026 property tax bill for 3128 Lake Terrace Ct, Richmond, VA was $5,352. The county assessed it at $446,000.

Closest homes

More homes in Richmond 23235

Assigned schools

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