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TownhouseResidential
$419,226$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,000 on May 23, 2003

3129 REFLECTION DR

NAPERVILLE, IL 60564
2.5
Baths
1,610 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,699 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$419K
$408K low$430K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · May 23, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$145,226
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,181
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,000
CHASE MANHATTAN MORTGAGE CORP · recorded May 23, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
HOMELAND MORTGAGE CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,929 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,082 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,481
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,601
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,295
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,246

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
24
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fry Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
M
Scullen Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
H
Waubonsie Valley High SchoolA
High · Grades 9–12 · 3.1 mi

District: Indian Prairie Community Unit School District 204

Neighborhood · ZIP 60564These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.44,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,870 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$167,253
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$208,248
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3129 Reflection Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Naperville 60564
  • Costs more per square foot than 84% of homes in Will County
  • Smaller than 84% of homes in Naperville 60564
  • Has a smaller lot than 97% of homes in Naperville 60564

What homes are worth in Naperville 60564

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$1.3M

This home is worth more than 12% of homes in Naperville 60564.

How it measures up in Naperville 60564

The dot is this home. The mark in the middle is the typical home in Naperville 60564.

Estimated value$419,226
CheaperTypical $749,500Pricier

Pricier than 12% of homes nearby

Price per ft²$260
CheaperTypical $268Pricier

Pricier than 37% of homes nearby

Living area1,610 ft²
SmallerTypical 2,758 ft²Bigger

Bigger than 16% of homes nearby

Lot size2,699 ft²
SmallerTypical 0.25 acBigger

Bigger than 3% of homes nearby

Year built1998
OlderTypical 1997Newer

Newer than 59% of homes nearby

How 3129 Reflection Dr ranks against every home in each area.
MeasureThis homeNaperville 60564Will County
Estimated valuepricier than$419,22612% of homes62% of homes
Price per ft²pricier than$26037% of homes84% of homes
Living areabigger than1,610 ft²16% of homes40% of homes
Lot sizebigger than2,699 ft²3% of homes4% of homes
Year builtnewer than199859% of homes63% of homes

About 3129 Reflection Dr

How much is 3129 Reflection Dr, Naperville, IL worth?

The TopHap Estimate for 3129 Reflection Dr, Naperville, IL is $419,226 as of Jul 14, 2026. The likely range is $408,319 to $430,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3129 Reflection Dr, Naperville, IL last sell?

3129 Reflection Dr, Naperville, IL last sold on May 23, 2003 for $180,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3129 Reflection Dr, Naperville, IL?

3129 Reflection Dr, Naperville, IL has 2.5 bathrooms, 1,610 square feet of living space and a 0.06-acre lot.

When was 3129 Reflection Dr, Naperville, IL built?

3129 Reflection Dr, Naperville, IL was built in 1998, making it 28 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3129 Reflection Dr, Naperville, IL?

3129 Reflection Dr, Naperville, IL is assigned to Fry Elementary School (elementary), rated A+; Scullen Middle School (middle), rated A; Waubonsie Valley High School (high), rated A. All sit in Indian Prairie Community Unit School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3129 Reflection Dr, Naperville, IL compare to other homes in Naperville 60564?

Among the 14,721 homes in Naperville 60564, it is worth more than 12% of them ($419,226 against a typical $749,500), its price per square foot is higher than 37% of them ($260 against a typical $268), it is bigger than 16% of them (1,610 ft² against a typical 2,758 ft²), its lot is bigger than 3% of them (2,699 ft² against a typical 0.25 ac) and it is newer than 59% of them (1998 against a typical 1997). Measured against all of Will County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3129 Reflection Dr, Naperville, IL?

The 2025 property tax bill for 3129 Reflection Dr, Naperville, IL was $6,929. The county assessed it at $101,082.

Closest homes

More homes in Naperville 60564

Assigned schools

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