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Single Family ResidenceResidential
$531,957$378 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $255,000 on Jun 22, 2020

313 SHELTER ROCK CIR

BANNER ELK, NC 28604
2
Beds
2
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$532K
$443K low$621K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Jun 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,037 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$226,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$259,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAVERY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.0.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 256 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 2.0 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 4.7 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 4.8 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

313 Shelter Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Avery County
  • Costs more per square foot than 75% of homes in Avery County
  • Has a smaller lot than 72% of homes in Avery County
  • Newer than 67% of homes in Avery County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$2.8M

This home is worth more than 58% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$531,957
CheaperTypical $454,800Pricier

Pricier than 58% of homes nearby

Price per ft²$378
CheaperTypical $313Pricier

Pricier than 69% of homes nearby

Living area1,408 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.6 ac
SmallerTypical 0.72 acBigger

Bigger than 45% of homes nearby

Year built1996
OlderTypical 1988Newer

Newer than 59% of homes nearby

How 313 Shelter Rock Cir ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$531,95758% of homes77% of homes
Price per ft²pricier than$37869% of homes75% of homes
Living areabigger than1,408 ft²38% of homes41% of homes
Lot sizebigger than0.6 ac45% of homes28% of homes
Year builtnewer than199659% of homes67% of homes

About 313 Shelter Rock Cir

How much is 313 Shelter Rock Cir, Banner Elk, NC worth?

The TopHap Estimate for 313 Shelter Rock Cir, Banner Elk, NC is $531,957 as of Aug 30, 2026. The likely range is $442,569 to $621,345. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 313 Shelter Rock Cir, Banner Elk, NC last sell?

313 Shelter Rock Cir, Banner Elk, NC last sold on Jun 22, 2020 for $255,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 313 Shelter Rock Cir, Banner Elk, NC?

313 Shelter Rock Cir, Banner Elk, NC has 2 bedrooms, 2 bathrooms, 1,408 square feet of living space and a 0.60-acre lot.

When was 313 Shelter Rock Cir, Banner Elk, NC built?

313 Shelter Rock Cir, Banner Elk, NC was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 313 Shelter Rock Cir, Banner Elk, NC?

313 Shelter Rock Cir, Banner Elk, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 313 Shelter Rock Cir, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,843 homes in Banner Elk 28604, it is worth more than 58% of them ($531,957 against a typical $454,800), its price per square foot is higher than 69% of them ($378 against a typical $313), it is bigger than 38% of them (1,408 ft² against a typical 1,674 ft²), its lot is bigger than 45% of them (0.6 ac against a typical 0.72 ac) and it is newer than 59% of them (1996 against a typical 1988). Measured against all of Avery County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 313 Shelter Rock Cir, Banner Elk, NC?

The 2024 property tax bill for 313 Shelter Rock Cir, Banner Elk, NC was $1,037. The county assessed it at $259,200.

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