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Single Family ResidenceResidential
$393,516$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $164,000 on Dec 14, 2017

905 SHELTER ROCK CIR

BANNER ELK, NC 28604
3
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$394K
$328K low$459K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$164,000 · Dec 14, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$830 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$207,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAVERY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.0.72
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 560 ft²Patio · 560 ft²Porch · 32 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 4.5 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 4.6 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

905 Shelter Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Avery County
  • Has a smaller lot than 67% of homes in Avery County
  • Older than 70% of homes in Banner Elk 28604

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$2.8M

This home is worth more than 43% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$393,516
CheaperTypical $451,972Pricier

Pricier than 43% of homes nearby

Price per ft²$281
CheaperTypical $312Pricier

Pricier than 38% of homes nearby

Living area1,400 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.72 ac
SmallerTypical 0.72 acBigger

Bigger than 50% of homes nearby

Year built1981
OlderTypical 1988Newer

Newer than 30% of homes nearby

How 905 Shelter Rock Cir ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$393,51643% of homes69% of homes
Price per ft²pricier than$28138% of homes59% of homes
Living areabigger than1,400 ft²37% of homes41% of homes
Lot sizebigger than0.72 ac50% of homes33% of homes
Year builtnewer than198130% of homes36% of homes

About 905 Shelter Rock Cir

How much is 905 Shelter Rock Cir, Banner Elk, NC worth?

The TopHap Estimate for 905 Shelter Rock Cir, Banner Elk, NC is $393,516 as of Sep 24, 2026. The likely range is $327,745 to $459,287. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 905 Shelter Rock Cir, Banner Elk, NC last sell?

905 Shelter Rock Cir, Banner Elk, NC last sold on Dec 14, 2017 for $164,000, according to the county's recorded deed.

How big is 905 Shelter Rock Cir, Banner Elk, NC?

905 Shelter Rock Cir, Banner Elk, NC has 3 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 0.72-acre lot.

When was 905 Shelter Rock Cir, Banner Elk, NC built?

905 Shelter Rock Cir, Banner Elk, NC was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 905 Shelter Rock Cir, Banner Elk, NC?

905 Shelter Rock Cir, Banner Elk, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 905 Shelter Rock Cir, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,822 homes in Banner Elk 28604, it is worth more than 43% of them ($393,516 against a typical $451,972), its price per square foot is higher than 38% of them ($281 against a typical $312), it is bigger than 37% of them (1,400 ft² against a typical 1,674 ft²), its lot is bigger than 50% of them (0.72 ac against a typical 0.72 ac) and it is newer than 30% of them (1981 against a typical 1988). Measured against all of Avery County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 905 Shelter Rock Cir, Banner Elk, NC?

The 2023 property tax bill for 905 Shelter Rock Cir, Banner Elk, NC was $830. The county assessed it at $207,500.

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