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Single Family ResidenceResidential
$541,151$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Aug 12, 2025

313 SHOAL RIVER DR

CRESTVIEW, FL 32539
4
Beds
3
Baths
2,237 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2025
Year BuiltThe year the home was originally built, according to county records.

Valuation

$541K
$503K low$579K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Aug 12, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$151,151
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$120,921
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$390,000
TOWNE MORTGAGE CO · recorded Aug 12, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$648 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,227
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
27
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 708 ft²Porch · 307 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Shoal River Middle SchoolA-
Middle · Grades 6–8 · 2.8 mi
E
Antioch Elementary SchoolA-
Elementary · Grades KG–5 · 3.0 mi
H
Crestview High SchoolC
High · Grades 9–12 · 6.0 mi

District: Okaloosa County School District

Neighborhood · ZIP 32539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,578
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,675
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,974
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

313 Shoal River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Crestview 32539
  • Among the highest price per square foot in Crestview 32539
  • Bigger than 81% of homes in Crestview 32539
  • Among the newest homes in Crestview 32539

What homes are worth in Crestview 32539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$506K

This home is worth more than almost all homes in Crestview 32539.

How it measures up in Crestview 32539

The dot is this home. The mark in the middle is the typical home in Crestview 32539.

Estimated value$541,151
CheaperTypical $273,204Pricier

Pricier than almost all homes nearby

Price per ft²$242
CheaperTypical $160Pricier

Pricier than almost all homes nearby

Living area2,237 ft²
SmallerTypical 1,671 ft²Bigger

Bigger than 81% of homes nearby

Year built2025
OlderTypical 2004Newer

Newer than almost all homes nearby

How 313 Shoal River Dr ranks against every home in each area.
MeasureThis homeCrestview 32539Okaloosa County
Estimated valuepricier than$541,151almost all homes79% of homes
Price per ft²pricier than$242almost all homes66% of homes
Living areabigger than2,237 ft²81% of homes77% of homes
Year builtnewer than2025almost all homesalmost all homes

About 313 Shoal River Dr

How much is 313 Shoal River Dr, Crestview, FL worth?

The TopHap Estimate for 313 Shoal River Dr, Crestview, FL is $541,151 as of Jul 14, 2026. The likely range is $503,009 to $579,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 313 Shoal River Dr, Crestview, FL last sell?

313 Shoal River Dr, Crestview, FL last sold on Aug 12, 2025 for $475,000, according to the county's recorded deed.

How big is 313 Shoal River Dr, Crestview, FL?

313 Shoal River Dr, Crestview, FL has 4 bedrooms, 3 bathrooms and 2,237 square feet of living space.

When was 313 Shoal River Dr, Crestview, FL built?

313 Shoal River Dr, Crestview, FL was built in 2025, making it 1 years old.

What schools serve 313 Shoal River Dr, Crestview, FL?

313 Shoal River Dr, Crestview, FL is assigned to Shoal River Middle School (middle), rated A-; Antioch Elementary School (elementary), rated A-; Crestview High School (high), rated C. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 313 Shoal River Dr, Crestview, FL compare to other homes in Crestview 32539?

Among the 13,678 homes in Crestview 32539, it is worth more than almost all of them ($541,151 against a typical $273,204), its price per square foot is higher than almost all of them ($242 against a typical $160), it is bigger than 81% of them (2,237 ft² against a typical 1,671 ft²) and it is newer than almost all of them (2025 against a typical 2004). Measured against all of Okaloosa County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 313 Shoal River Dr, Crestview, FL?

The 2025 property tax bill for 313 Shoal River Dr, Crestview, FL was $648. The county assessed it at $55,000.

Closest homes

More homes in Crestview 32539

Assigned schools

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