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Single Family ResidenceResidential
$83,023$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3130 STATE ROUTE 5

ASHLAND, KY 41102
2
Beds
1
Baths
1,107 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$83K
$58K low$108K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,023
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,418
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
THE CIT GROUP-CONSUMER FINANCE INC · recorded May 15, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$626 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$41,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 184 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 3.1 mi
M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 3.6 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 7.4 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3130 State Route 5 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Ashland 41102
  • Costs less per square foot than 82% of homes in Ashland 41102
  • Smaller than 71% of homes in Ashland 41102
  • Has a smaller lot than 93% of homes in Ashland 41102
  • Older than 75% of homes in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$435K

This home is worth more than 20% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$83,023
CheaperTypical $129,610Pricier

Pricier than 20% of homes nearby

Price per ft²$75
CheaperTypical $99Pricier

Pricier than 18% of homes nearby

Living area1,107 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.12 ac
SmallerTypical 0.45 acBigger

Bigger than 7% of homes nearby

Year built1954
OlderTypical 1971Newer

Newer than 25% of homes nearby

How 3130 State Route 5 ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$83,02320% of homes31% of homes
Price per ft²pricier than$7518% of homes31% of homes
Living areabigger than1,107 ft²29% of homes31% of homes
Lot sizebigger than0.12 ac7% of homes15% of homes
Year builtnewer than195425% of homes40% of homes

About 3130 State Route 5

How much is 3130 State Route 5, Ashland, KY worth?

The TopHap Estimate for 3130 State Route 5, Ashland, KY is $83,023 as of Jul 14, 2026. The likely range is $57,641 to $108,405. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3130 State Route 5, Ashland, KY?

3130 State Route 5, Ashland, KY has 2 bedrooms, 1 bathrooms, 1,107 square feet of living space and a 0.12-acre lot.

When was 3130 State Route 5, Ashland, KY built?

3130 State Route 5, Ashland, KY was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 3130 State Route 5, Ashland, KY?

3130 State Route 5, Ashland, KY is assigned to Summit Elementary School (elementary), rated C; Boyd County Middle School (middle), rated C+; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3130 State Route 5, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,390 homes in Ashland 41102, it is worth more than 20% of them ($83,023 against a typical $129,610), its price per square foot is higher than 18% of them ($75 against a typical $99), it is bigger than 29% of them (1,107 ft² against a typical 1,368 ft²), its lot is bigger than 7% of them (0.12 ac against a typical 0.45 ac) and it is newer than 25% of them (1954 against a typical 1971). Measured against all of Boyd County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3130 State Route 5, Ashland, KY?

The 2025 property tax bill for 3130 State Route 5, Ashland, KY was $626. The county assessed it at $41,800.

Closest homes

More homes in Ashland 41102

Assigned schools

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