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Single Family ResidentialResidential
$279,000
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

314 4TH ST

STANDARD, IL 61363
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$279K
$224K low$334K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
PERU FEDERAL SAVINGS BANK · 7.5% · recorded Jan 10, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
PERU FEDERAL SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,950 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,307 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,963
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,344
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,931
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,921

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Putnam County High SchoolB-
High · Grades 9–12 · 2.2 mi
E
Putnam County Primary School
Elementary · Grades PK–2 · 2.4 mi
M
Putnam County Jr High SchoolB-
Middle · Grades 6–8 · 7.3 mi

District: Putnam County Community Unit School District 535

Neighborhood · ZIP 61363These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.44
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,529
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,389
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Standard 61363
  • Has a smaller lot than 80% of homes in Putnam County

What homes are worth in Standard 61363

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$235K

This home is worth more than almost all homes in Standard 61363.

How it measures up in Standard 61363

The dot is this home. The mark in the middle is the typical home in Standard 61363.

Estimated value$279,000
CheaperTypical $103,360Pricier

Pricier than almost all homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 76% of homes nearby

How 314 4th St ranks against every home in each area.
MeasureThis homeStandard 61363Putnam County
Estimated valuepricier than$279,000almost all homes78% of homes
Lot sizebigger than0.17 ac76% of homes20% of homes

About 314 4th St

How much is 314 4th St, Standard, IL worth?

The TopHap Estimate for 314 4th St, Standard, IL is $279,000 as of Jul 14, 2026. The likely range is $224,136 to $333,864. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 4th St, Standard, IL last sell?

314 4th St, Standard, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 314 4th St, Standard, IL?

314 4th St, Standard, IL is assigned to Putnam County High School (high), rated B-; Putnam County Primary School (elementary); Putnam County Jr High School (middle), rated B-. All sit in Putnam County Community Unit School District 535. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 4th St, Standard, IL compare to other homes in Standard 61363?

Among the 126 homes in Standard 61363, it is worth more than almost all of them ($279,000 against a typical $103,360) and its lot is bigger than 76% of them (0.17 ac against a typical 0.17 ac). Measured against all of Putnam County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 4th St, Standard, IL?

The 2025 property tax bill for 314 4th St, Standard, IL was $3,950. The county assessed it at $62,307.

Closest homes

More homes in Standard 61363

Assigned schools

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