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Single Family ResidenceResidential
$71,160$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $43,000 on Dec 16, 2020

314 S BANK ST

ROPER, NC 27970
2
Baths
788 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1913
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$71K
$56K low$86K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$43,000 · Dec 16, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.139%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
WEYCO COMMUNITY CU · recorded Mar 24, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
WEYCO COMMUNITY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$383 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 174 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington County Elementary SchoolB+
Elementary · Grades PK–5 · 0.3 mi
H
Washington County High SchoolD-
High · Grades 6–12 · 7.0 mi

District: Washington County Schools

Neighborhood · ZIP 27970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,988
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,355
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,754
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 S Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Roper 27970
  • Smaller than 88% of homes in Washington County
  • Has a smaller lot than 92% of homes in Roper 27970
  • Older than 93% of homes in Roper 27970

What homes are worth in Roper 27970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$493K

This home is worth more than 23% of homes in Roper 27970.

How it measures up in Roper 27970

The dot is this home. The mark in the middle is the typical home in Roper 27970.

Estimated value$71,160
CheaperTypical $115,470Pricier

Pricier than 23% of homes nearby

Price per ft²$90
CheaperTypical $95Pricier

Pricier than 48% of homes nearby

Living area788 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.22 ac
SmallerTypical 0.77 acBigger

Bigger than 8% of homes nearby

Year built1913
OlderTypical 1978Newer

Newer than 7% of homes nearby

How 314 S Bank St ranks against every home in each area.
MeasureThis homeRoper 27970Washington County
Estimated valuepricier than$71,16023% of homes32% of homes
Price per ft²pricier than$9048% of homes59% of homes
Living areabigger than788 ft²13% of homes12% of homes
Lot sizebigger than0.22 ac8% of homes9% of homes
Year builtnewer than19137% of homes7% of homes

About 314 S Bank St

How much is 314 S Bank St, Roper, NC worth?

The TopHap Estimate for 314 S Bank St, Roper, NC is $71,160 as of Jul 14, 2026. The likely range is $56,167 to $86,153. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 S Bank St, Roper, NC last sell?

314 S Bank St, Roper, NC last sold on Dec 16, 2020 for $43,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 314 S Bank St, Roper, NC?

314 S Bank St, Roper, NC has 2 bathrooms and 788 square feet of living space.

When was 314 S Bank St, Roper, NC built?

314 S Bank St, Roper, NC was built in 1913, making it 113 years old. It is a conventional home. The building has 2 stories.

What schools serve 314 S Bank St, Roper, NC?

314 S Bank St, Roper, NC is assigned to Washington County Elementary School (elementary), rated B+; Washington County High School (high), rated D-. All sit in Washington County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 S Bank St, Roper, NC compare to other homes in Roper 27970?

Among the 1,731 homes in Roper 27970, it is worth more than 23% of them ($71,160 against a typical $115,470), its price per square foot is higher than 48% of them ($90 against a typical $95), it is bigger than 13% of them (788 ft² against a typical 1,236 ft²), its lot is bigger than 8% of them (0.22 ac against a typical 0.77 ac) and it is newer than 7% of them (1913 against a typical 1978). Measured against all of Washington County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 S Bank St, Roper, NC?

The 2022 property tax bill for 314 S Bank St, Roper, NC was $383. The county assessed it at $45,100.

Closest homes

More homes in Roper 27970

Assigned schools

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