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Residential (General/Single)Residential
$97,053
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

314 W IRVINE ST

RICHMOND, KY 40475
0
Baths
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$97K
$79K low$115K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,053
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,642

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$325 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$34,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.68

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Madison Middle SchoolA-
Middle · Grades 6–8 · 0.3 mi
H
Madison Central High SchoolA-
High · Grades 9–12 · 0.6 mi
E
Kit Carson Elementary SchoolB
Elementary · Grades 1–5 · 1.0 mi

District: Madison County School District

Neighborhood · ZIP 40475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.68,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.235 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,324
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 W Irvine St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Richmond 40475
  • Has a smaller lot than 71% of homes in Madison County

What homes are worth in Richmond 40475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$758K

This home is worth more than 6% of homes in Richmond 40475.

How it measures up in Richmond 40475

The dot is this home. The mark in the middle is the typical home in Richmond 40475.

Estimated value$97,053
CheaperTypical $270,501Pricier

Pricier than 6% of homes nearby

Lot size0.68 ac
SmallerTypical 1.03 acBigger

Bigger than 31% of homes nearby

How 314 W Irvine St ranks against every home in each area.
MeasureThis homeRichmond 40475Madison County
Estimated valuepricier than$97,0536% of homes8% of homes
Lot sizebigger than0.68 ac31% of homes29% of homes

About 314 W Irvine St

How much is 314 W Irvine St, Richmond, KY worth?

The TopHap Estimate for 314 W Irvine St, Richmond, KY is $97,053 as of Jul 14, 2026. The likely range is $78,777 to $115,329. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 W Irvine St, Richmond, KY last sell?

314 W Irvine St, Richmond, KY last sold on Mar 7, 2012, according to the county's recorded deed.

What schools serve 314 W Irvine St, Richmond, KY?

314 W Irvine St, Richmond, KY is assigned to Madison Middle School (middle), rated A-; Madison Central High School (high), rated A-; Kit Carson Elementary School (elementary), rated B. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 W Irvine St, Richmond, KY compare to other homes in Richmond 40475?

Among the 18,432 homes in Richmond 40475, it is worth more than 6% of them ($97,053 against a typical $270,501) and its lot is bigger than 31% of them (0.68 ac against a typical 1.03 ac). Measured against all of Madison County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 W Irvine St, Richmond, KY?

The 2025 property tax bill for 314 W Irvine St, Richmond, KY was $325. The county assessed it at $34,500.

Closest homes

More homes in Richmond 40475

Assigned schools

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