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Single Family ResidenceResidential
$366,229$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3145 CAMERON RIV

SCHERTZ, TX 78108
3
Baths
2,397 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$366K
$339K low$394K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,656
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,525
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,573
SMI LNDG · R · recorded Jan 6, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,525 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$322,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$356,522
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$390,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyComal
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyPatio · 114 ft²Porch · 214 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Danville Middle SchoolB
Middle · Grades 6–8 · 0.6 mi
H
Davenport High SchoolB-
High · Grades 9–12 · 4.8 mi
E
Comal Creek Elementary SchoolB
Elementary · Grades PK–5 · 10.4 mi

District: Comal Independent School District

Neighborhood · ZIP 78108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,606 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,605
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,887
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3145 Cameron Riv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Comal County
  • Costs less per square foot than 93% of homes in Comal County
  • Has a bigger lot than 74% of homes in Cibolo 78108

What homes are worth in Cibolo 78108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$197K$582K

This home is worth more than 61% of homes in Cibolo 78108.

How it measures up in Cibolo 78108

The dot is this home. The mark in the middle is the typical home in Cibolo 78108.

Estimated value$366,229
CheaperTypical $345,000Pricier

Pricier than 61% of homes nearby

Price per ft²$153
CheaperTypical $145Pricier

Pricier than 61% of homes nearby

Living area2,397 ft²
SmallerTypical 2,401 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.2 ac
SmallerTypical 0.17 acBigger

Bigger than 74% of homes nearby

Year built2011
OlderTypical 2009Newer

Newer than 55% of homes nearby

How 3145 Cameron Riv ranks against every home in each area.
MeasureThis homeCibolo 78108Comal County
Estimated valuepricier than$366,22961% of homes29% of homes
Price per ft²pricier than$15361% of homes7% of homes
Living areabigger than2,397 ft²50% of homes62% of homes
Lot sizebigger than0.2 ac74% of homes31% of homes
Year builtnewer than201155% of homes57% of homes

About 3145 Cameron Riv

How much is 3145 Cameron Riv, Schertz, TX worth?

The TopHap Estimate for 3145 Cameron Riv, Schertz, TX is $366,229 as of Jul 14, 2026. The likely range is $338,930 to $393,528. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3145 Cameron Riv, Schertz, TX last sell?

3145 Cameron Riv, Schertz, TX last sold on Dec 21, 2020, according to the county's recorded deed.

How big is 3145 Cameron Riv, Schertz, TX?

3145 Cameron Riv, Schertz, TX has 3 bathrooms, 2,397 square feet of living space and a 0.20-acre lot.

When was 3145 Cameron Riv, Schertz, TX built?

3145 Cameron Riv, Schertz, TX was built in 2011, making it 15 years old. The building has 2 stories.

What schools serve 3145 Cameron Riv, Schertz, TX?

3145 Cameron Riv, Schertz, TX is assigned to Danville Middle School (middle), rated B; Davenport High School (high), rated B-; Comal Creek Elementary School (elementary), rated B. All sit in Comal Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3145 Cameron Riv, Schertz, TX compare to other homes in Cibolo 78108?

Among the 16,034 homes in Cibolo 78108, it is worth more than 61% of them ($366,229 against a typical $345,000), its price per square foot is higher than 61% of them ($153 against a typical $145), it is bigger than 50% of them (2,397 ft² against a typical 2,401 ft²), its lot is bigger than 74% of them (0.2 ac against a typical 0.17 ac) and it is newer than 55% of them (2011 against a typical 2009). Measured against all of Comal County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3145 Cameron Riv, Schertz, TX?

The 2024 property tax bill for 3145 Cameron Riv, Schertz, TX was $2,525. The county assessed it at $390,750.

Closest homes

More homes in Schertz 78108

Assigned schools

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