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Single Family ResidenceResidential
$431,710$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $370,000 on Nov 26, 2024

3148 STATE ROUTE 54A

BLUFF POINT, NY 14478
3
Beds
2 / 1
Baths
1,274 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$432K
$372K low$491K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Nov 26, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$98,710
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$78,968
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$333,000
THE LYONS NATIONAL BANK · recorded Nov 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,049 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyYates
Lot (acres)The size of the land the home sits on, from county records.3.20
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Penn Yan AcademyC+
High · Grades 9–12 · 4.8 mi
E
Penn Yan Elementary SchoolD+
Elementary · Grades PK–5 · 4.8 mi
M
Penn Yan Middle SchoolC-
Middle · Grades 6–8 · 5.0 mi

District: Penn Yan Central School District

Neighborhood · ZIP 14478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,910
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,739
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3148 State Route 54a measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Yates County
  • Costs more per square foot than 75% of homes in Yates County
  • Smaller than 66% of homes in Yates County
  • Has a bigger lot than 65% of homes in Keuka Park 14478
  • Newer than 88% of homes in Yates County

What homes are worth in Keuka Park 14478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$1.9M

This home is worth more than 37% of homes in Keuka Park 14478.

How it measures up in Keuka Park 14478

The dot is this home. The mark in the middle is the typical home in Keuka Park 14478.

Estimated value$431,710
CheaperTypical $620,877Pricier

Pricier than 37% of homes nearby

Price per ft²$339
CheaperTypical $364Pricier

Pricier than 48% of homes nearby

Living area1,274 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 37% of homes nearby

Lot size3.2 ac
SmallerTypical 1.54 acBigger

Bigger than 65% of homes nearby

Year built2003
OlderTypical 1977Newer

Newer than 82% of homes nearby

How 3148 State Route 54a ranks against every home in each area.
MeasureThis homeKeuka Park 14478Yates County
Estimated valuepricier than$431,71037% of homes65% of homes
Price per ft²pricier than$33948% of homes75% of homes
Living areabigger than1,274 ft²37% of homes34% of homes
Lot sizebigger than3.2 ac65% of homes65% of homes
Year builtnewer than200382% of homes88% of homes

About 3148 State Route 54a

How much is 3148 State Route 54a, Bluff Point, NY worth?

The TopHap Estimate for 3148 State Route 54a, Bluff Point, NY is $431,710 as of Jul 14, 2026. The likely range is $372,164 to $491,256. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3148 State Route 54a, Bluff Point, NY last sell?

3148 State Route 54a, Bluff Point, NY last sold on Nov 26, 2024 for $370,000, according to the county's recorded deed.

How big is 3148 State Route 54a, Bluff Point, NY?

3148 State Route 54a, Bluff Point, NY has 3 bedrooms, 2 bathrooms, 1,274 square feet of living space and a 3.20-acre lot.

When was 3148 State Route 54a, Bluff Point, NY built?

3148 State Route 54a, Bluff Point, NY was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

What schools serve 3148 State Route 54a, Bluff Point, NY?

3148 State Route 54a, Bluff Point, NY is assigned to Penn Yan Academy (high), rated C+; Penn Yan Elementary School (elementary), rated D+; Penn Yan Middle School (middle), rated C-. All sit in Penn Yan Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3148 State Route 54a, Bluff Point, NY compare to other homes in Keuka Park 14478?

Among the 737 homes in Keuka Park 14478, it is worth more than 37% of them ($431,710 against a typical $620,877), its price per square foot is higher than 48% of them ($339 against a typical $364), it is bigger than 37% of them (1,274 ft² against a typical 1,536 ft²), its lot is bigger than 65% of them (3.2 ac against a typical 1.54 ac) and it is newer than 82% of them (2003 against a typical 1977). Measured against all of Yates County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3148 State Route 54a, Bluff Point, NY?

The 2024 property tax bill for 3148 State Route 54a, Bluff Point, NY was $4,049. The county assessed it at $243,100.

Closest homes

More homes in Bluff Point 14478

Assigned schools

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