Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$177,997
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

315 1ST ST SW

CLARA CITY, MN 56222
0
Baths
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.

Valuation

$178K
$138K low$218K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$448 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$26,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHIPPEWA
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
MACCRAY High SchoolC
Middle · Grades 7–12 · 0.5 mi
E
MACCRAY Elementary SchoolB-
Elementary · Grades PK–6 · 0.5 mi

District: M.A.C.C.R.A.Y. School District

Neighborhood · ZIP 56222These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,023
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,022
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

315 1st St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 75% of homes in Chippewa County
  • Older than 90% of homes in Clara City 56222

What homes are worth in Clara City 56222

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$362K

This home is worth more than 56% of homes in Clara City 56222.

How it measures up in Clara City 56222

The dot is this home. The mark in the middle is the typical home in Clara City 56222.

Estimated value$177,997
CheaperTypical $164,108Pricier

Pricier than 56% of homes nearby

Lot size0.16 ac
SmallerTypical 0.27 acBigger

Bigger than 28% of homes nearby

Year built1910
OlderTypical 1951Newer

Newer than 10% of homes nearby

How 315 1st St Sw ranks against every home in each area.
MeasureThis homeClara City 56222Chippewa County
Estimated valuepricier than$177,99756% of homes61% of homes
Lot sizebigger than0.16 ac28% of homes25% of homes
Year builtnewer than191010% of homes20% of homes

About 315 1st St Sw

How much is 315 1st St Sw, Clara City, MN worth?

The TopHap Estimate for 315 1st St Sw, Clara City, MN is $177,997 as of Oct 21, 2026. The likely range is $137,892 to $218,102. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 315 1st St Sw, Clara City, MN last sell?

315 1st St Sw, Clara City, MN last sold on Jan 1, 1900, according to the county's recorded deed.

When was 315 1st St Sw, Clara City, MN built?

315 1st St Sw, Clara City, MN was built in 1910, making it 116 years old.

What schools serve 315 1st St Sw, Clara City, MN?

315 1st St Sw, Clara City, MN is assigned to MACCRAY High School (middle), rated C; MACCRAY Elementary School (elementary), rated B-. All sit in M.A.C.C.R.A.Y. School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 315 1st St Sw, Clara City, MN compare to other homes in Clara City 56222?

Among the 707 homes in Clara City 56222, it is worth more than 56% of them ($177,997 against a typical $164,108), its lot is bigger than 28% of them (0.16 ac against a typical 0.27 ac) and it is newer than 10% of them (1910 against a typical 1951). Measured against all of Chippewa County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 315 1st St Sw, Clara City, MN?

The 2026 property tax bill for 315 1st St Sw, Clara City, MN was $448. The county assessed it at $26,100.

More homes on 1st St Sw

Closest homes

More homes in Clara City 56222

Assigned schools

Explore the area

See this home in context

Open 315 1st St Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map