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Single Family ResidenceResidential
$226,707
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

318 2ND ST SW

CLARA CITY, MN 56222
0
Baths
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.

Valuation

$227K
$185K low$269K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,590 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$455,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$455,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHIPPEWA
Lot (acres)The size of the land the home sits on, from county records.0.32
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
MACCRAY High SchoolC-
Middle · Grades 7–12 · 0.5 mi
E
MACCRAY Elementary SchoolB-
Elementary · Grades PK–6 · 0.5 mi

District: M.A.C.C.R.A.Y. School District

Neighborhood · ZIP 56222These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,023
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,022
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

318 2nd St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Chippewa County
  • Among the newest homes in Clara City 56222

What homes are worth in Clara City 56222

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$453K

This home is worth more than 66% of homes in Clara City 56222.

How it measures up in Clara City 56222

The dot is this home. The mark in the middle is the typical home in Clara City 56222.

Estimated value$226,707
CheaperTypical $182,331Pricier

Pricier than 66% of homes nearby

Lot size0.32 ac
SmallerTypical 0.27 acBigger

Bigger than 59% of homes nearby

Year built2018
OlderTypical 1951Newer

Newer than almost all homes nearby

How 318 2nd St Sw ranks against every home in each area.
MeasureThis homeClara City 56222Chippewa County
Estimated valuepricier than$226,70766% of homes72% of homes
Lot sizebigger than0.32 ac59% of homes56% of homes
Year builtnewer than2018almost all homesalmost all homes

About 318 2nd St Sw

How much is 318 2nd St Sw, Clara City, MN worth?

The TopHap Estimate for 318 2nd St Sw, Clara City, MN is $226,707 as of Aug 30, 2026. The likely range is $184,726 to $268,688. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 318 2nd St Sw, Clara City, MN last sell?

318 2nd St Sw, Clara City, MN last sold on Jan 1, 1900, according to the county's recorded deed.

When was 318 2nd St Sw, Clara City, MN built?

318 2nd St Sw, Clara City, MN was built in 2018, making it 8 years old.

What schools serve 318 2nd St Sw, Clara City, MN?

318 2nd St Sw, Clara City, MN is assigned to MACCRAY High School (middle), rated C-; MACCRAY Elementary School (elementary), rated B-. All sit in M.A.C.C.R.A.Y. School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 318 2nd St Sw, Clara City, MN compare to other homes in Clara City 56222?

Among the 707 homes in Clara City 56222, it is worth more than 66% of them ($226,707 against a typical $182,331), its lot is bigger than 59% of them (0.32 ac against a typical 0.27 ac) and it is newer than almost all of them (2018 against a typical 1951). Measured against all of Chippewa County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 318 2nd St Sw, Clara City, MN?

The 2026 property tax bill for 318 2nd St Sw, Clara City, MN was $9,590. The county assessed it at $455,500.

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