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Residential (General/Single)Residential
$85,502$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $43,000 on Feb 1, 2019

316 CONGRESS ST

CHAPIN, IL 62628
0
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$86K
$83K low$88K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$43,000 · Feb 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,749 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,640 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,910
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,920

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.33
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Triopia Jr-Sr High SchoolC+
Middle · Grades 7–12 · 5.1 mi
E
Triopia Grade SchoolB+
Elementary · Grades PK–6 · 5.2 mi

District: Triopia Community Unit School District 27

Neighborhood · ZIP 62628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,575
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

316 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Morgan County
  • Costs less per square foot than 75% of homes in Morgan County
  • Newer than 93% of homes in Chapin 62628

What homes are worth in Chapin 62628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$356K

This home is worth more than 33% of homes in Chapin 62628.

How it measures up in Chapin 62628

The dot is this home. The mark in the middle is the typical home in Chapin 62628.

Estimated value$85,502
CheaperTypical $114,558Pricier

Pricier than 33% of homes nearby

Price per ft²$81
CheaperTypical $83Pricier

Pricier than 48% of homes nearby

Living area1,056 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.33 ac
SmallerTypical 0.47 acBigger

Bigger than 36% of homes nearby

Year built1988
OlderTypical 1920Newer

Newer than 93% of homes nearby

How 316 Congress St ranks against every home in each area.
MeasureThis homeChapin 62628Morgan County
Estimated valuepricier than$85,50233% of homes27% of homes
Price per ft²pricier than$8148% of homes25% of homes
Living areabigger than1,056 ft²40% of homes40% of homes
Lot sizebigger than0.33 ac36% of homes52% of homes
Year builtnewer than198893% of homes86% of homes

About 316 Congress St

How much is 316 Congress St, Chapin, IL worth?

The TopHap Estimate for 316 Congress St, Chapin, IL is $85,502 as of Jul 14, 2026. The likely range is $82,920 to $88,084. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 316 Congress St, Chapin, IL last sell?

316 Congress St, Chapin, IL last sold on Feb 1, 2019 for $43,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 316 Congress St, Chapin, IL?

316 Congress St, Chapin, IL has 1,056 square feet of living space and a 0.33-acre lot.

When was 316 Congress St, Chapin, IL built?

316 Congress St, Chapin, IL was built in 1988, making it 38 years old.

What schools serve 316 Congress St, Chapin, IL?

316 Congress St, Chapin, IL is assigned to Triopia Jr-Sr High School (middle), rated C+; Triopia Grade School (elementary), rated B+. All sit in Triopia Community Unit School District 27. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 316 Congress St, Chapin, IL compare to other homes in Chapin 62628?

Among the 389 homes in Chapin 62628, it is worth more than 33% of them ($85,502 against a typical $114,558), its price per square foot is higher than 48% of them ($81 against a typical $83), it is bigger than 40% of them (1,056 ft² against a typical 1,176 ft²), its lot is bigger than 36% of them (0.33 ac against a typical 0.47 ac) and it is newer than 93% of them (1988 against a typical 1920). Measured against all of Morgan County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 316 Congress St, Chapin, IL?

The 2025 property tax bill for 316 Congress St, Chapin, IL was $1,749. The county assessed it at $22,640.

More homes on Congress St

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Assigned schools

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