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Residential (General/Single)Residential
$49,730
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

320 CONGRESS ST

CHAPIN, IL 62628
0
Baths
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$50K
$41K low$58K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,027 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,550

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.29
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Triopia Jr-Sr High SchoolC+
Middle · Grades 7–12 · 5.1 mi
E
Triopia Grade SchoolB+
Elementary · Grades PK–6 · 5.2 mi

District: Triopia Community Unit School District 27

Neighborhood · ZIP 62628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,575
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Chapin 62628
  • Has a smaller lot than 70% of homes in Chapin 62628

What homes are worth in Chapin 62628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$356K

This home is worth more than 9% of homes in Chapin 62628.

How it measures up in Chapin 62628

The dot is this home. The mark in the middle is the typical home in Chapin 62628.

Estimated value$49,730
CheaperTypical $114,558Pricier

Pricier than 9% of homes nearby

Lot size0.29 ac
SmallerTypical 0.48 acBigger

Bigger than 30% of homes nearby

How 320 Congress St ranks against every home in each area.
MeasureThis homeChapin 62628Morgan County
Estimated valuepricier than$49,7309% of homes10% of homes
Lot sizebigger than0.29 ac30% of homes44% of homes

About 320 Congress St

How much is 320 Congress St, Chapin, IL worth?

The TopHap Estimate for 320 Congress St, Chapin, IL is $49,730 as of Jul 14, 2026. The likely range is $41,352 to $58,108. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Congress St, Chapin, IL last sell?

320 Congress St, Chapin, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 320 Congress St, Chapin, IL?

320 Congress St, Chapin, IL is assigned to Triopia Jr-Sr High School (middle), rated C+; Triopia Grade School (elementary), rated B+. All sit in Triopia Community Unit School District 27. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Congress St, Chapin, IL compare to other homes in Chapin 62628?

Among the 389 homes in Chapin 62628, it is worth more than 9% of them ($49,730 against a typical $114,558) and its lot is bigger than 30% of them (0.29 ac against a typical 0.48 ac). Measured against all of Morgan County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Congress St, Chapin, IL?

The 2025 property tax bill for 320 Congress St, Chapin, IL was $1,027. The county assessed it at $18,850.

More homes on Congress St

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Assigned schools

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