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Single Family ResidenceResidential
$349,351$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

316 S MILLS RIVER RD

MILLS RIVER, NC 28759
2.5
Baths
2,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.89 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$349K
$285K low$414K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$259,351
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$207,481
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
FIRST BANK · recorded Apr 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,271 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$449,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$526,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.1.89
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mills River Elementary SchoolA
Elementary · Grades PK–5 · 1.9 mi
H
West Henderson High SchoolA-
High · Grades 9–12 · 4.8 mi
M
Rugby Middle SchoolB+
Middle · Grades 6–8 · 5.0 mi

District: Henderson County Schools

Neighborhood · ZIP 28759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,537
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

316 S Mills River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Mills River 28759
  • Costs less per square foot than 96% of homes in Mills River 28759
  • Bigger than 79% of homes in Henderson County
  • Has a bigger lot than 81% of homes in Henderson County
  • Newer than 89% of homes in Henderson County

What homes are worth in Mills River 28759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.4M

This home is worth more than 22% of homes in Mills River 28759.

How it measures up in Mills River 28759

The dot is this home. The mark in the middle is the typical home in Mills River 28759.

Estimated value$349,351
CheaperTypical $509,373Pricier

Pricier than 22% of homes nearby

Price per ft²$142
CheaperTypical $255Pricier

Pricier than 4% of homes nearby

Living area2,460 ft²
SmallerTypical 1,906 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.89 ac
SmallerTypical 0.89 acBigger

Bigger than 75% of homes nearby

Year built2017
OlderTypical 1996Newer

Newer than 83% of homes nearby

How 316 S Mills River Rd ranks against every home in each area.
MeasureThis homeMills River 28759Henderson County
Estimated valuepricier than$349,35122% of homes33% of homes
Price per ft²pricier than$1424% of homes4% of homes
Living areabigger than2,460 ft²70% of homes79% of homes
Lot sizebigger than1.89 ac75% of homes81% of homes
Year builtnewer than201783% of homes89% of homes

About 316 S Mills River Rd

How much is 316 S Mills River Rd, Mills River, NC worth?

The TopHap Estimate for 316 S Mills River Rd, Mills River, NC is $349,351 as of Jul 14, 2026. The likely range is $284,715 to $413,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 316 S Mills River Rd, Mills River, NC last sell?

316 S Mills River Rd, Mills River, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 316 S Mills River Rd, Mills River, NC?

316 S Mills River Rd, Mills River, NC has 2.5 bathrooms, 2,460 square feet of living space and a 1.89-acre lot.

When was 316 S Mills River Rd, Mills River, NC built?

316 S Mills River Rd, Mills River, NC was built in 2017, making it 9 years old. It is a rustic home. The building has 1 story.

What schools serve 316 S Mills River Rd, Mills River, NC?

316 S Mills River Rd, Mills River, NC is assigned to Mills River Elementary School (elementary), rated A; West Henderson High School (high), rated A-; Rugby Middle School (middle), rated B+. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 316 S Mills River Rd, Mills River, NC compare to other homes in Mills River 28759?

Among the 3,816 homes in Mills River 28759, it is worth more than 22% of them ($349,351 against a typical $509,373), its price per square foot is higher than 4% of them ($142 against a typical $255), it is bigger than 70% of them (2,460 ft² against a typical 1,906 ft²), its lot is bigger than 75% of them (1.89 ac against a typical 0.89 ac) and it is newer than 83% of them (2017 against a typical 1996). Measured against all of Henderson County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 316 S Mills River Rd, Mills River, NC?

The 2025 property tax bill for 316 S Mills River Rd, Mills River, NC was $2,271. The county assessed it at $526,800.

Closest homes

More homes in Mills River 28759

Assigned schools

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