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Single Family ResidenceResidential
$737,244$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $489,000 on Nov 22, 2021

3181 SUMMIT RIDGE DR

ROCHESTER HILLS, MI 48306
4
Beds
2 / 1
Baths
3,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$737K
$713K low$761K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$489,000 · Nov 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,694
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,155
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$464,550
FIRST SECURITIES FINANCIAL SERVICES INC · recorded Jan 14, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
NAVY FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,910 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,730 (2022)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,460

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 514 ft²Patio · 514 ft²Porch · 66 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Musson Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
M
Van Hoosen Middle SchoolA+
Middle · Grades 6–8 · 0.8 mi
H
Adams High SchoolA
High · Grades 9–12 · 0.9 mi

District: Rochester Community School District

Neighborhood · ZIP 48306These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.22
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,174
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,301 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$189,064
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3181 Summit Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Oakland County
  • Costs less per square foot than 74% of homes in Rochester 48306
  • Bigger than 95% of homes in Oakland County
  • Has a smaller lot than 83% of homes in Rochester 48306
  • Newer than 70% of homes in Oakland County

What homes are worth in Rochester 48306

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$1.8M

This home is worth more than 73% of homes in Rochester 48306.

How it measures up in Rochester 48306

The dot is this home. The mark in the middle is the typical home in Rochester 48306.

Estimated value$737,244
CheaperTypical $600,200Pricier

Pricier than 73% of homes nearby

Price per ft²$203
CheaperTypical $220Pricier

Pricier than 26% of homes nearby

Living area3,632 ft²
SmallerTypical 2,777 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.26 ac
SmallerTypical 0.46 acBigger

Bigger than 17% of homes nearby

Year built1987
OlderTypical 1989Newer

Newer than 44% of homes nearby

How 3181 Summit Ridge Dr ranks against every home in each area.
MeasureThis homeRochester 48306Oakland County
Estimated valuepricier than$737,24473% of homes91% of homes
Price per ft²pricier than$20326% of homes50% of homes
Living areabigger than3,632 ft²81% of homes95% of homes
Lot sizebigger than0.26 ac17% of homes43% of homes
Year builtnewer than198744% of homes70% of homes

About 3181 Summit Ridge Dr

How much is 3181 Summit Ridge Dr, Rochester Hills, MI worth?

The TopHap Estimate for 3181 Summit Ridge Dr, Rochester Hills, MI is $737,244 as of Jul 14, 2026. The likely range is $713,179 to $761,309. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3181 Summit Ridge Dr, Rochester Hills, MI last sell?

3181 Summit Ridge Dr, Rochester Hills, MI last sold on Nov 22, 2021 for $489,000, according to the county's recorded deed.

How big is 3181 Summit Ridge Dr, Rochester Hills, MI?

3181 Summit Ridge Dr, Rochester Hills, MI has 4 bedrooms, 2 bathrooms, 3,632 square feet of living space and a 0.26-acre lot.

When was 3181 Summit Ridge Dr, Rochester Hills, MI built?

3181 Summit Ridge Dr, Rochester Hills, MI was built in 1987, making it 39 years old. It is a colonial home. The building has 1 story.

What schools serve 3181 Summit Ridge Dr, Rochester Hills, MI?

3181 Summit Ridge Dr, Rochester Hills, MI is assigned to Musson Elementary School (elementary), rated A; Van Hoosen Middle School (middle), rated A+; Adams High School (high), rated A. All sit in Rochester Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3181 Summit Ridge Dr, Rochester Hills, MI compare to other homes in Rochester 48306?

Among the 9,897 homes in Rochester 48306, it is worth more than 73% of them ($737,244 against a typical $600,200), its price per square foot is higher than 26% of them ($203 against a typical $220), it is bigger than 81% of them (3,632 ft² against a typical 2,777 ft²), its lot is bigger than 17% of them (0.26 ac against a typical 0.46 ac) and it is newer than 44% of them (1987 against a typical 1989). Measured against all of Oakland County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3181 Summit Ridge Dr, Rochester Hills, MI?

The 2025 property tax bill for 3181 Summit Ridge Dr, Rochester Hills, MI was $3,910. The county assessed it at $214,730.

Closest homes

More homes in Rochester Hills 48306

Assigned schools

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