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Rural ResidenceResidential
$568,621$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $480,000 on May 12, 2026

3196 ROUTE 426

FINDLEY LAKE, NY 14736
3
Beds
2
Baths
3,015 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
194 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$569K
$518K low$619K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · May 12, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,525 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$566,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$308,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$566,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$589,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCHAUTAUQUA
Lot (acres)The size of the land the home sits on, from county records.194.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 634 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clymer Central SchoolB-
Elementary · Grades PK–12 · 10.2 mi

District: Clymer Central School District

Neighborhood · ZIP 14736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,141
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,892
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3196 Route 426 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Chautauqua County
  • Costs more per square foot than 85% of homes in Chautauqua County
  • Bigger than 96% of homes in Chautauqua County
  • Among the largest lots in Findley Lake 14736
  • Newer than 93% of homes in Chautauqua County

What homes are worth in Findley Lake 14736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$989K

This home is worth more than 75% of homes in Findley Lake 14736.

How it measures up in Findley Lake 14736

The dot is this home. The mark in the middle is the typical home in Findley Lake 14736.

Estimated value$568,621
CheaperTypical $362,512Pricier

Pricier than 75% of homes nearby

Price per ft²$189
CheaperTypical $234Pricier

Pricier than 39% of homes nearby

Living area3,015 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 95% of homes nearby

Lot size194 ac
SmallerTypical 0.38 acBigger

Bigger than almost all homes nearby

Year built2000
OlderTypical 1959Newer

Newer than 86% of homes nearby

How 3196 Route 426 ranks against every home in each area.
MeasureThis homeFindley Lake 14736Chautauqua County
Estimated valuepricier than$568,62175% of homes96% of homes
Price per ft²pricier than$18939% of homes85% of homes
Living areabigger than3,015 ft²95% of homes96% of homes
Lot sizebigger than194 acalmost all homesalmost all homes
Year builtnewer than200086% of homes93% of homes

About 3196 Route 426

How much is 3196 Route 426, Findley Lake, NY worth?

The TopHap Estimate for 3196 Route 426, Findley Lake, NY is $568,621 as of Oct 21, 2026. The likely range is $518,470 to $618,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3196 Route 426, Findley Lake, NY last sell?

3196 Route 426, Findley Lake, NY last sold on May 12, 2026 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3196 Route 426, Findley Lake, NY?

3196 Route 426, Findley Lake, NY has 3 bedrooms, 2 bathrooms, 3,015 square feet of living space and a 194.00-acre lot.

When was 3196 Route 426, Findley Lake, NY built?

3196 Route 426, Findley Lake, NY was built in 2000, making it 26 years old. It is a contemporary home. The building has 1 story.

What schools serve 3196 Route 426, Findley Lake, NY?

3196 Route 426, Findley Lake, NY is assigned to Clymer Central School (elementary), rated B-. All sit in Clymer Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3196 Route 426, Findley Lake, NY compare to other homes in Findley Lake 14736?

Among the 406 homes in Findley Lake 14736, it is worth more than 75% of them ($568,621 against a typical $362,512), its price per square foot is higher than 39% of them ($189 against a typical $234), it is bigger than 95% of them (3,015 ft² against a typical 1,540 ft²), its lot is bigger than almost all of them (194 ac against a typical 0.38 ac) and it is newer than 86% of them (2000 against a typical 1959). Measured against all of Chautauqua County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3196 Route 426, Findley Lake, NY?

The 2025 property tax bill for 3196 Route 426, Findley Lake, NY was $13,525. The county assessed it at $566,000.

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