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Single Family ResidenceResidential
$72,404$53 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3198 N RUFFING AVE

DELPHI, IN 46923
2
Beds
1
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$72K
$69K low$76K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,404
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,923

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$934 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1977
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Delphi Community Elementary SchoolB
Elementary · Grades PK–5 · 1.4 mi
M
Delphi Community Middle SchoolB
Middle · Grades 6–8 · 1.7 mi
H
Delphi Community High SchoolC
High · Grades 9–12 · 1.7 mi

District: Delphi Community School Corporation

Neighborhood · ZIP 46923These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,500
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3198 N Ruffing Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Carroll County
  • Costs less per square foot than 96% of homes in Delphi 46923
  • Smaller than 70% of homes in Delphi 46923

What homes are worth in Delphi 46923

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$514K

This home is worth more than 3% of homes in Delphi 46923.

How it measures up in Delphi 46923

The dot is this home. The mark in the middle is the typical home in Delphi 46923.

Estimated value$72,404
CheaperTypical $214,636Pricier

Pricier than 3% of homes nearby

Price per ft²$53
CheaperTypical $128Pricier

Pricier than 4% of homes nearby

Living area1,376 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.24 ac
SmallerTypical 0.62 acBigger

Bigger than 37% of homes nearby

Year built1952
OlderTypical 1968Newer

Newer than 37% of homes nearby

How 3198 N Ruffing Ave ranks against every home in each area.
MeasureThis homeDelphi 46923Carroll County
Estimated valuepricier than$72,4043% of homes2% of homes
Price per ft²pricier than$534% of homes4% of homes
Living areabigger than1,376 ft²30% of homes33% of homes
Lot sizebigger than0.24 ac37% of homes40% of homes
Year builtnewer than195237% of homes36% of homes

About 3198 N Ruffing Ave

How much is 3198 N Ruffing Ave, Delphi, IN worth?

The TopHap Estimate for 3198 N Ruffing Ave, Delphi, IN is $72,404 as of Jul 14, 2026. The likely range is $68,698 to $76,110. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3198 N Ruffing Ave, Delphi, IN last sell?

3198 N Ruffing Ave, Delphi, IN last sold on Aug 31, 2021, according to the county's recorded deed.

How big is 3198 N Ruffing Ave, Delphi, IN?

3198 N Ruffing Ave, Delphi, IN has 2 bedrooms, 1 bathrooms, 1,376 square feet of living space and a 0.24-acre lot.

When was 3198 N Ruffing Ave, Delphi, IN built?

3198 N Ruffing Ave, Delphi, IN was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 3198 N Ruffing Ave, Delphi, IN?

3198 N Ruffing Ave, Delphi, IN is assigned to Delphi Community Elementary School (elementary), rated B; Delphi Community Middle School (middle), rated B; Delphi Community High School (high), rated C. All sit in Delphi Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3198 N Ruffing Ave, Delphi, IN compare to other homes in Delphi 46923?

Among the 3,442 homes in Delphi 46923, it is worth more than 3% of them ($72,404 against a typical $214,636), its price per square foot is higher than 4% of them ($53 against a typical $128), it is bigger than 30% of them (1,376 ft² against a typical 1,688 ft²), its lot is bigger than 37% of them (0.24 ac against a typical 0.62 ac) and it is newer than 37% of them (1952 against a typical 1968). Measured against all of Carroll County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3198 N Ruffing Ave, Delphi, IN?

The 2025 property tax bill for 3198 N Ruffing Ave, Delphi, IN was $934. The county assessed it at $79,700.

Closest homes

More homes in Delphi 46923

Assigned schools

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