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CondominiumResidential
$475,914$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $449,900 on Dec 16, 2020

32 PROSPECT ST # 3

GLOUCESTER, MA 01930
Building report
3
Beds
2
Baths
1,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$476K
$319K low$633K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$449,900 · Dec 16, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$475,914
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$380,731

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,537 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$569,600 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$569,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$533,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyEssex
HeatingThe type of heating system in the home.Hot Water

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gloucester High SchoolC-
High · Grades 9–12 · 0.5 mi
M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 1.1 mi
E
Beeman Memorial Elementary SchoolC-
Elementary · Grades KG–5 · 1.6 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Prospect St # 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Gloucester 01930
  • Among the lowest price per square foot in Gloucester 01930
  • Older than 80% of homes in Essex County

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$3.8M

This home is worth more than 13% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$475,914
CheaperTypical $738,265Pricier

Pricier than 13% of homes nearby

Price per ft²$253
CheaperTypical $497Pricier

Cheaper than almost all homes nearby

Living area1,882 ft²
SmallerTypical 1,633 ft²Bigger

Bigger than 61% of homes nearby

Year built1900
OlderTypical 1941Newer

Newer than 32% of homes nearby

How 32 Prospect St # 3 ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$475,91413% of homes14% of homes
Price per ft²pricier than$253almost no homes4% of homes
Living areabigger than1,882 ft²61% of homes52% of homes
Year builtnewer than190032% of homes20% of homes

About 32 Prospect St # 3

How much is 32 Prospect St # 3, Gloucester, MA worth?

The TopHap Estimate for 32 Prospect St # 3, Gloucester, MA is $475,914 as of Jul 14, 2026. The likely range is $319,023 to $632,805. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 Prospect St # 3, Gloucester, MA last sell?

32 Prospect St # 3, Gloucester, MA last sold on Dec 16, 2020 for $449,900, according to the county's recorded deed.

How big is 32 Prospect St # 3, Gloucester, MA?

32 Prospect St # 3, Gloucester, MA has 3 bedrooms, 2 bathrooms and 1,882 square feet of living space.

When was 32 Prospect St # 3, Gloucester, MA built?

32 Prospect St # 3, Gloucester, MA was built in 1900, making it 126 years old. The building has 3 stories.

What schools serve 32 Prospect St # 3, Gloucester, MA?

32 Prospect St # 3, Gloucester, MA is assigned to Gloucester High School (high), rated C-; O'Maley Innovation Middle School (middle), rated C; Beeman Memorial Elementary School (elementary), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 Prospect St # 3, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 13% of them ($475,914 against a typical $738,265), its price per square foot is higher than almost none of them ($253 against a typical $497), it is bigger than 61% of them (1,882 ft² against a typical 1,633 ft²) and it is newer than 32% of them (1900 against a typical 1941). Measured against all of Essex County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Prospect St # 3, Gloucester, MA?

The 2025 property tax bill for 32 Prospect St # 3, Gloucester, MA was $5,537. The county assessed it at $569,600.

Closest homes

More homes in Gloucester 01930

Assigned schools

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