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CondominiumResidential
$291,259$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $60,000 on Aug 2, 2005

32 ROUTE 103 S

LUDLOW, VT 05149
Building report
3
Beds
2
Baths
1,134 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$291K
$274K low$309K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Aug 2, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$291,259
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$233,007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,353 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,200 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.177 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWINDSOR
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ludlow Elementary SchoolB
Elementary · Grades PK–6 · 0.4 mi
M
Green Mountain Union High SchoolB
Middle · Grades 7–12 · 11.0 mi

District: Green Mountain Unified School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Route 103 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Ludlow 05149
  • Costs less per square foot than 73% of homes in Ludlow 05149
  • Smaller than 82% of homes in Ludlow 05149

What homes are worth in Ludlow 05149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$2.8M

This home is worth more than 10% of homes in Ludlow 05149.

How it measures up in Ludlow 05149

The dot is this home. The mark in the middle is the typical home in Ludlow 05149.

Estimated value$291,259
CheaperTypical $600,810Pricier

Pricier than 10% of homes nearby

Price per ft²$257
CheaperTypical $344Pricier

Pricier than 27% of homes nearby

Living area1,134 ft²
SmallerTypical 1,757 ft²Bigger

Bigger than 18% of homes nearby

Year built1984
OlderTypical 1984Newer

Newer than 50% of homes nearby

How 32 Route 103 S ranks against every home in each area.
MeasureThis homeLudlow 05149Windsor County
Estimated valuepricier than$291,25910% of homes28% of homes
Price per ft²pricier than$25727% of homes48% of homes
Living areabigger than1,134 ft²18% of homes24% of homes
Year builtnewer than198450% of homes64% of homes

About 32 Route 103 S

How much is 32 Route 103 S, Ludlow, VT worth?

The TopHap Estimate for 32 Route 103 S, Ludlow, VT is $291,259 as of Jul 14, 2026. The likely range is $273,523 to $308,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 Route 103 S, Ludlow, VT last sell?

32 Route 103 S, Ludlow, VT last sold on Aug 2, 2005 for $60,000, according to the county's recorded deed.

How big is 32 Route 103 S, Ludlow, VT?

32 Route 103 S, Ludlow, VT has 3 bedrooms, 2 bathrooms and 1,134 square feet of living space.

When was 32 Route 103 S, Ludlow, VT built?

32 Route 103 S, Ludlow, VT was built in 1984, making it 42 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 32 Route 103 S, Ludlow, VT?

32 Route 103 S, Ludlow, VT is assigned to Ludlow Elementary School (elementary), rated B; Green Mountain Union High School (middle), rated B. All sit in Green Mountain Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 Route 103 S, Ludlow, VT compare to other homes in Ludlow 05149?

Among the 3,324 homes in Ludlow 05149, it is worth more than 10% of them ($291,259 against a typical $600,810), its price per square foot is higher than 27% of them ($257 against a typical $344), it is bigger than 18% of them (1,134 ft² against a typical 1,757 ft²) and it is newer than 50% of them (1984 against a typical 1984). Measured against all of Windsor County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Route 103 S, Ludlow, VT?

The 2024 property tax bill for 32 Route 103 S, Ludlow, VT was $3,353. The county assessed it at $159,200.

More homes on Route 103 S

Closest homes

More homes in Ludlow 05149

Assigned schools

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See this home in context

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