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Single Family ResidenceResidential
$45,546$37 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 43How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

32 RUBY ST

WADLEY, GA 30477
1
Baths
1,215 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$46K
$20K low$71K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.150%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$59,512
BENEFICIAL · recorded Jan 3, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,600
BENEFICIAL MORTGAGE OF GEORGIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,157 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,172 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,172
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,407
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,929

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.33
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carver Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
M
Jefferson County Middle SchoolD+
Middle · Grades 6–8 · 16.4 mi
H
Jefferson County High SchoolD+
High · Grades 9–12 · 16.5 mi

District: Jefferson County School District

Neighborhood · ZIP 30477These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,437
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,559
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,272
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Jefferson County
  • Costs less per square foot than 90% of homes in Jefferson County
  • Smaller than 69% of homes in Jefferson County
  • Has a smaller lot than 84% of homes in Jefferson County

What homes are worth in Wadley 30477

Each bar is how many homes fall in that price range. The marker is this home.

This home
$13K$512K

This home is worth more than 37% of homes in Wadley 30477.

How it measures up in Wadley 30477

The dot is this home. The mark in the middle is the typical home in Wadley 30477.

Estimated value$45,546
CheaperTypical $62,150Pricier

Pricier than 37% of homes nearby

Price per ft²$37
CheaperTypical $52Pricier

Pricier than 32% of homes nearby

Living area1,215 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.33 ac
SmallerTypical 0.73 acBigger

Bigger than 20% of homes nearby

Year built1979
OlderTypical 1977Newer

Newer than 60% of homes nearby

How 32 Ruby St ranks against every home in each area.
MeasureThis homeWadley 30477Jefferson County
Estimated valuepricier than$45,54637% of homes20% of homes
Price per ft²pricier than$3732% of homes10% of homes
Living areabigger than1,215 ft²40% of homes31% of homes
Lot sizebigger than0.33 ac20% of homes16% of homes
Year builtnewer than197960% of homes56% of homes

About 32 Ruby St

How much is 32 Ruby St, Wadley, GA worth?

The TopHap Estimate for 32 Ruby St, Wadley, GA is $45,546 as of Jul 14, 2026. The likely range is $19,645 to $71,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 32 Ruby St, Wadley, GA?

32 Ruby St, Wadley, GA has 1 bathrooms, 1,215 square feet of living space and a 0.33-acre lot.

When was 32 Ruby St, Wadley, GA built?

32 Ruby St, Wadley, GA was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 32 Ruby St, Wadley, GA?

32 Ruby St, Wadley, GA is assigned to Carver Elementary School (elementary), rated C+; Jefferson County Middle School (middle), rated D+; Jefferson County High School (high), rated D+. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 Ruby St, Wadley, GA compare to other homes in Wadley 30477?

Among the 1,251 homes in Wadley 30477, it is worth more than 37% of them ($45,546 against a typical $62,150), its price per square foot is higher than 32% of them ($37 against a typical $52), it is bigger than 40% of them (1,215 ft² against a typical 1,332 ft²), its lot is bigger than 20% of them (0.33 ac against a typical 0.73 ac) and it is newer than 60% of them (1979 against a typical 1977). Measured against all of Jefferson County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Ruby St, Wadley, GA?

The 2025 property tax bill for 32 Ruby St, Wadley, GA was $1,157. The county assessed it at $27,172.

Closest homes

More homes in Wadley 30477

Assigned schools

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