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Single Family ResidenceResidential
$449,900
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $497,500 on Jul 23, 2026

32 W SAINT LOUIS RIVER RD

ESKO, MN 55733
0
Baths
4.51 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$450K
$403K low$497K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$497,500 · Jul 23, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.138%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$369,000
TRUSTONE FINANCIAL CREDIT UNON · 0.07% 1 · recorded May 23, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
MEMBERS COOPERATIVE CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,514 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$314,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$210,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$153,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARLTON
Lot (acres)The size of the land the home sits on, from county records.4.51
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winterquist Elementary SchoolA
Elementary · Grades PK–6 · 4.0 mi
M
Lincoln Secondary SchoolA+
Middle · Grades 7–12 · 4.0 mi

District: Esko Public School District

Neighborhood · ZIP 55733These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.33
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,114
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,524
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 W Saint Louis River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Carlton County

What homes are worth in Esko 55733

Each bar is how many homes fall in that price range. The marker is this home.

This home
$154K$689K

This home is worth more than 80% of homes in Esko 55733.

How it measures up in Esko 55733

The dot is this home. The mark in the middle is the typical home in Esko 55733.

Estimated value$449,900
CheaperTypical $338,518Pricier

Pricier than 80% of homes nearby

Lot size4.51 ac
SmallerTypical 5 acBigger

Bigger than 37% of homes nearby

How 32 W Saint Louis River Rd ranks against every home in each area.
MeasureThis homeEsko 55733Carlton County
Estimated valuepricier than$449,90080% of homes93% of homes
Lot sizebigger than4.51 ac37% of homes37% of homes

About 32 W Saint Louis River Rd

How much is 32 W Saint Louis River Rd, Esko, MN worth?

The TopHap Estimate for 32 W Saint Louis River Rd, Esko, MN is $449,900 as of Jul 14, 2026. The likely range is $402,734 to $497,066. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 W Saint Louis River Rd, Esko, MN last sell?

32 W Saint Louis River Rd, Esko, MN last sold on Jul 23, 2026 for $497,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 32 W Saint Louis River Rd, Esko, MN?

32 W Saint Louis River Rd, Esko, MN is assigned to Winterquist Elementary School (elementary), rated A; Lincoln Secondary School (middle), rated A+. All sit in Esko Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 W Saint Louis River Rd, Esko, MN compare to other homes in Esko 55733?

Among the 1,899 homes in Esko 55733, it is worth more than 80% of them ($449,900 against a typical $338,518) and its lot is bigger than 37% of them (4.51 ac against a typical 5 ac). Measured against all of Carlton County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 W Saint Louis River Rd, Esko, MN?

The 2026 property tax bill for 32 W Saint Louis River Rd, Esko, MN was $3,514. The county assessed it at $314,100.

Closest homes

More homes in Esko 55733

Assigned schools

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