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Single Family ResidenceResidential
$41,540$30 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

320 DENVER ST

WATERLOO, IA 50701
3
Beds
1
Baths
1,390 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,500 ft²
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$42K
$30K low$53K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,098 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,510
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,570
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$53,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 187 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Irving Elementary SchoolD
Elementary · Grades KG–5 · 0.3 mi
H
Waterloo West High SchoolD
High · Grades 9–12 · 1.2 mi
M
Central Middle SchoolF
Middle · Grades 6–8 · 2.3 mi

District: Waterloo Community School District

Neighborhood · ZIP 50701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.444 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,898
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Denver St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Waterloo 50701
  • Among the lowest price per square foot in Waterloo 50701
  • Has a smaller lot than 88% of homes in Black Hawk County
  • Older than 97% of homes in Waterloo 50701

What homes are worth in Waterloo 50701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$548K

This home is worth less than almost all homes in Waterloo 50701.

How it measures up in Waterloo 50701

The dot is this home. The mark in the middle is the typical home in Waterloo 50701.

Estimated value$41,540
CheaperTypical $207,359Pricier

Cheaper than almost all homes nearby

Price per ft²$30
CheaperTypical $171Pricier

Cheaper than almost all homes nearby

Living area1,390 ft²
SmallerTypical 1,190 ft²Bigger

Bigger than 64% of homes nearby

Lot size3,500 ft²
SmallerTypical 0.19 acBigger

Bigger than 17% of homes nearby

Year built1902
OlderTypical 1966Newer

Newer than 3% of homes nearby

How 320 Denver St ranks against every home in each area.
MeasureThis homeChurch RowWaterloo 50701Black Hawk County
Estimated valuepricier than$41,54018% of homesalmost no homesalmost no homes
Price per ft²pricier than$3013% of homesalmost no homesalmost no homes
Living areabigger than1,390 ft²54% of homes64% of homes63% of homes
Lot sizebigger than3,500 ft²37% of homes17% of homes12% of homes
Year builtnewer than190219% of homes3% of homes5% of homes

About 320 Denver St

How much is 320 Denver St, Waterloo, IA worth?

The TopHap Estimate for 320 Denver St, Waterloo, IA is $41,540 as of Sep 24, 2026. The likely range is $29,846 to $53,234. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Denver St, Waterloo, IA last sell?

320 Denver St, Waterloo, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 320 Denver St, Waterloo, IA?

320 Denver St, Waterloo, IA has 3 bedrooms, 1 bathrooms, 1,390 square feet of living space and a 0.08-acre lot.

When was 320 Denver St, Waterloo, IA built?

320 Denver St, Waterloo, IA was built in 1902, making it 124 years old. The building has 2 stories.

What schools serve 320 Denver St, Waterloo, IA?

320 Denver St, Waterloo, IA is assigned to Irving Elementary School (elementary), rated D; Waterloo West High School (high), rated D; Central Middle School (middle), rated F. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Denver St, Waterloo, IA compare to other homes in Waterloo 50701?

Among the 12,581 homes in Waterloo 50701, it is worth more than almost none of them ($41,540 against a typical $207,359), its price per square foot is higher than almost none of them ($30 against a typical $171), it is bigger than 64% of them (1,390 ft² against a typical 1,190 ft²), its lot is bigger than 17% of them (3,500 ft² against a typical 0.19 ac) and it is newer than 3% of them (1902 against a typical 1966). Measured against all of Black Hawk County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Denver St, Waterloo, IA?

The 2025 property tax bill for 320 Denver St, Waterloo, IA was $1,098. The county assessed it at $53,760.

More homes on Denver St

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Assigned schools

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