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Single Family ResidenceResidential
$36,093$50 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

322 DENVER ST

WATERLOO, IA 50701
1
Beds
1
Baths
722 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,500 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$36K
$27K low$45K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$728 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Irving Elementary SchoolD
Elementary · Grades KG–5 · 0.3 mi
H
Waterloo West High SchoolD
High · Grades 9–12 · 1.2 mi
M
Central Middle SchoolF
Middle · Grades 6–8 · 2.3 mi

District: Waterloo Community School District

Neighborhood · ZIP 50701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.444 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,898
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Denver St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Waterloo 50701
  • Costs less per square foot than 96% of homes in Waterloo 50701
  • Smaller than 92% of homes in Black Hawk County
  • Has a smaller lot than 89% of homes in Black Hawk County
  • Older than 98% of homes in Waterloo 50701

What homes are worth in Waterloo 50701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$558K

This home is worth less than almost all homes in Waterloo 50701.

How it measures up in Waterloo 50701

The dot is this home. The mark in the middle is the typical home in Waterloo 50701.

Estimated value$36,093
CheaperTypical $210,109Pricier

Cheaper than almost all homes nearby

Price per ft²$50
CheaperTypical $174Pricier

Pricier than 4% of homes nearby

Living area722 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 10% of homes nearby

Lot size3,500 ft²
SmallerTypical 0.19 acBigger

Bigger than 17% of homes nearby

Year built1900
OlderTypical 1966Newer

Newer than 2% of homes nearby

How 322 Denver St ranks against every home in each area.
MeasureThis homeChurch RowWaterloo 50701Black Hawk County
Estimated valuepricier than$36,0937% of homesalmost no homesalmost no homes
Price per ft²pricier than$5058% of homes4% of homes4% of homes
Living areabigger than722 ft²11% of homes10% of homes8% of homes
Lot sizebigger than3,500 ft²37% of homes17% of homes11% of homes
Year builtnewer than190014% of homes2% of homes4% of homes

About 322 Denver St

How much is 322 Denver St, Waterloo, IA worth?

The TopHap Estimate for 322 Denver St, Waterloo, IA is $36,093 as of Oct 21, 2026. The likely range is $26,737 to $45,449. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 Denver St, Waterloo, IA last sell?

322 Denver St, Waterloo, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 322 Denver St, Waterloo, IA?

322 Denver St, Waterloo, IA has 1 bedrooms, 1 bathrooms, 722 square feet of living space and a 0.08-acre lot.

When was 322 Denver St, Waterloo, IA built?

322 Denver St, Waterloo, IA was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 322 Denver St, Waterloo, IA?

322 Denver St, Waterloo, IA is assigned to Irving Elementary School (elementary), rated D; Waterloo West High School (high), rated D; Central Middle School (middle), rated F. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Denver St, Waterloo, IA compare to other homes in Waterloo 50701?

Among the 12,581 homes in Waterloo 50701, it is worth more than almost none of them ($36,093 against a typical $210,109), its price per square foot is higher than 4% of them ($50 against a typical $174), it is bigger than 10% of them (722 ft² against a typical 1,196 ft²), its lot is bigger than 17% of them (3,500 ft² against a typical 0.19 ac) and it is newer than 2% of them (1900 against a typical 1966). Measured against all of Black Hawk County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Denver St, Waterloo, IA?

The 2025 property tax bill for 322 Denver St, Waterloo, IA was $728. The county assessed it at $35,700.

More homes on Denver St

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