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Single Family ResidenceResidential
$92,720$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $71,000 on Jul 25, 2018

320 GAINES ST SW

ATTALLA, AL 35954
3
Beds
3
Baths
1,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$93K
$63K low$123K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$71,000 · Jul 25, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,006
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,405
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$69,714
FAIRWAY INDEPENDENT MORTGAGE CORP · P · recorded Jul 25, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$754 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyETOWAH
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Attalla Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
M
Etowah Middle SchoolA-
Middle · Grades 6–8 · 0.6 mi
H
Etowah High SchoolB+
High · Grades 9–12 · 0.7 mi

District: Attalla City School District

Neighborhood · ZIP 35954These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,642
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,512
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,468
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Gaines St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Etowah County
  • Costs less per square foot than 89% of homes in Etowah County
  • Bigger than 74% of homes in Attalla 35954
  • Has a smaller lot than 68% of homes in Attalla 35954

What homes are worth in Attalla 35954

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$505K

This home is worth more than 26% of homes in Attalla 35954.

How it measures up in Attalla 35954

The dot is this home. The mark in the middle is the typical home in Attalla 35954.

Estimated value$92,720
CheaperTypical $147,586Pricier

Pricier than 26% of homes nearby

Price per ft²$51
CheaperTypical $103Pricier

Pricier than 12% of homes nearby

Living area1,808 ft²
SmallerTypical 1,427 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.34 ac
SmallerTypical 0.67 acBigger

Bigger than 32% of homes nearby

Year built1960
OlderTypical 1965Newer

Newer than 43% of homes nearby

How 320 Gaines St Sw ranks against every home in each area.
MeasureThis homeAttalla 35954Etowah County
Estimated valuepricier than$92,72026% of homes24% of homes
Price per ft²pricier than$5112% of homes11% of homes
Living areabigger than1,808 ft²74% of homes65% of homes
Lot sizebigger than0.34 ac32% of homes35% of homes
Year builtnewer than196043% of homes42% of homes

About 320 Gaines St Sw

How much is 320 Gaines St Sw, Attalla, AL worth?

The TopHap Estimate for 320 Gaines St Sw, Attalla, AL is $92,720 as of Jul 14, 2026. The likely range is $62,542 to $122,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Gaines St Sw, Attalla, AL last sell?

320 Gaines St Sw, Attalla, AL last sold on Jul 25, 2018 for $71,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 320 Gaines St Sw, Attalla, AL?

320 Gaines St Sw, Attalla, AL has 3 bedrooms, 3 bathrooms, 1,808 square feet of living space and a 0.34-acre lot.

When was 320 Gaines St Sw, Attalla, AL built?

320 Gaines St Sw, Attalla, AL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 320 Gaines St Sw, Attalla, AL?

320 Gaines St Sw, Attalla, AL is assigned to Attalla Elementary School (elementary), rated B+; Etowah Middle School (middle), rated A-; Etowah High School (high), rated B+. All sit in Attalla City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Gaines St Sw, Attalla, AL compare to other homes in Attalla 35954?

Among the 4,667 homes in Attalla 35954, it is worth more than 26% of them ($92,720 against a typical $147,586), its price per square foot is higher than 12% of them ($51 against a typical $103), it is bigger than 74% of them (1,808 ft² against a typical 1,427 ft²), its lot is bigger than 32% of them (0.34 ac against a typical 0.67 ac) and it is newer than 43% of them (1960 against a typical 1965). Measured against all of Etowah County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Gaines St Sw, Attalla, AL?

The 2025 property tax bill for 320 Gaines St Sw, Attalla, AL was $754. The county assessed it at $16,040.

Closest homes

More homes in Attalla 35954

Assigned schools

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