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Single Family ResidenceResidential
$86,201$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

320 RISON ST

CHATHAM, VA 24531
3
Beds
1
Baths
1,061 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$86K
$65K low$107K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,201
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,561
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,000
AMERICAN GENERAL FINANCIA · recorded Apr 13, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$406 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyPITTSYLVANIA
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chatham Elementary SchoolA-
Elementary · Grades PK–5 · 1.0 mi
H
Chatham High SchoolB-
High · Grades 9–12 · 2.8 mi
M
Chatham Middle SchoolA
Middle · Grades 6–8 · 4.7 mi

District: Pittsylvania County Public Schools

Neighborhood · ZIP 24531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,597
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,787
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Rison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 92% of homes in Pittsylvania County
  • Smaller than 80% of homes in Pittsylvania County
  • Has a smaller lot than 95% of homes in Pittsylvania County
  • Older than 95% of homes in Pittsylvania County

What homes are worth in Chatham 24531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$451K

This home is worth more than 36% of homes in Chatham 24531.

How it measures up in Chatham 24531

The dot is this home. The mark in the middle is the typical home in Chatham 24531.

Estimated value$86,201
CheaperTypical $116,415Pricier

Pricier than 36% of homes nearby

Price per ft²$81
CheaperTypical $133Pricier

Pricier than 12% of homes nearby

Living area1,061 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.22 ac
SmallerTypical 1.22 acBigger

Bigger than 7% of homes nearby

Year built1920
OlderTypical 1972Newer

Newer than 11% of homes nearby

How 320 Rison St ranks against every home in each area.
MeasureThis homeChatham 24531Pittsylvania County
Estimated valuepricier than$86,20136% of homes36% of homes
Price per ft²pricier than$8112% of homes8% of homes
Living areabigger than1,061 ft²21% of homes20% of homes
Lot sizebigger than0.22 ac7% of homes5% of homes
Year builtnewer than192011% of homes5% of homes

About 320 Rison St

How much is 320 Rison St, Chatham, VA worth?

The TopHap Estimate for 320 Rison St, Chatham, VA is $86,201 as of Jul 14, 2026. The likely range is $65,339 to $107,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Rison St, Chatham, VA last sell?

320 Rison St, Chatham, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 320 Rison St, Chatham, VA?

320 Rison St, Chatham, VA has 3 bedrooms, 1 bathrooms, 1,061 square feet of living space and a 0.22-acre lot.

When was 320 Rison St, Chatham, VA built?

320 Rison St, Chatham, VA was built in 1920, making it 106 years old. It is a conventional home. The building has 1 story.

What schools serve 320 Rison St, Chatham, VA?

320 Rison St, Chatham, VA is assigned to Chatham Elementary School (elementary), rated A-; Chatham High School (high), rated B-; Chatham Middle School (middle), rated A. All sit in Pittsylvania County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Rison St, Chatham, VA compare to other homes in Chatham 24531?

Among the 6,329 homes in Chatham 24531, it is worth more than 36% of them ($86,201 against a typical $116,415), its price per square foot is higher than 12% of them ($81 against a typical $133), it is bigger than 21% of them (1,061 ft² against a typical 1,434 ft²), its lot is bigger than 7% of them (0.22 ac against a typical 1.22 ac) and it is newer than 11% of them (1920 against a typical 1972). Measured against all of Pittsylvania County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Rison St, Chatham, VA?

The 2025 property tax bill for 320 Rison St, Chatham, VA was $406. The county assessed it at $65,500.

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