Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$246,381$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

320 RUSTED RAIL DR

ROYSE CITY, TX 75189
3
Beds
2
Baths
1,297 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$246K
$236K low$257K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$7,478
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$5,982
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$194,403
DHI MORTGAGE COMPANY LTD · E · recorded Jul 16, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$29,233
DEPARTMENT OF HOUSING & URBAN DEV
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,267

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,383 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,431 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,431
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,068
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,431

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollin
Lot (acres)The size of the land the home sits on, from county records.0.17

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John and Barbara Roderick Elementary SchoolC
Elementary · Grades PK–5 · 1.1 mi
H
Community High SchoolC
High · Grades 9–12 · 3.5 mi
M
Edge Middle SchoolC
Middle · Grades 6–8 · 3.7 mi

District: Community Independent School District

Neighborhood · ZIP 75189These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.46,690
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.413 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,774
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,995
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Rusted Rail Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Collin County
  • Costs more per square foot than 78% of homes in Royse City 75189
  • Smaller than 95% of homes in Collin County
  • Newer than 87% of homes in Collin County

What homes are worth in Royse City 75189

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$871K

This home is worth more than 7% of homes in Royse City 75189.

How it measures up in Royse City 75189

The dot is this home. The mark in the middle is the typical home in Royse City 75189.

Estimated value$246,381
CheaperTypical $327,024Pricier

Pricier than 7% of homes nearby

Price per ft²$190
CheaperTypical $163Pricier

Pricier than 78% of homes nearby

Living area1,297 ft²
SmallerTypical 2,011 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.16 ac
SmallerTypical 0.17 acBigger

Bigger than 39% of homes nearby

Year built2021
OlderTypical 2017Newer

Newer than 83% of homes nearby

How 320 Rusted Rail Dr ranks against every home in each area.
MeasureThis homeRoyse City 75189Collin County
Estimated valuepricier than$246,3817% of homes2% of homes
Price per ft²pricier than$19078% of homes28% of homes
Living areabigger than1,297 ft²8% of homes5% of homes
Lot sizebigger than0.16 ac39% of homes36% of homes
Year builtnewer than202183% of homes87% of homes

About 320 Rusted Rail Dr

How much is 320 Rusted Rail Dr, Royse City, TX worth?

The TopHap Estimate for 320 Rusted Rail Dr, Royse City, TX is $246,381 as of Jul 14, 2026. The likely range is $236,004 to $256,758. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Rusted Rail Dr, Royse City, TX last sell?

320 Rusted Rail Dr, Royse City, TX last sold on Jul 16, 2021, according to the county's recorded deed.

How big is 320 Rusted Rail Dr, Royse City, TX?

320 Rusted Rail Dr, Royse City, TX has 3 bedrooms, 2 bathrooms, 1,297 square feet of living space and a 0.17-acre lot.

When was 320 Rusted Rail Dr, Royse City, TX built?

320 Rusted Rail Dr, Royse City, TX was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 320 Rusted Rail Dr, Royse City, TX?

320 Rusted Rail Dr, Royse City, TX is assigned to John and Barbara Roderick Elementary School (elementary), rated C; Community High School (high), rated C; Edge Middle School (middle), rated C. All sit in Community Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Rusted Rail Dr, Royse City, TX compare to other homes in Royse City 75189?

Among the 22,632 homes in Royse City 75189, it is worth more than 7% of them ($246,381 against a typical $327,024), its price per square foot is higher than 78% of them ($190 against a typical $163), it is bigger than 8% of them (1,297 ft² against a typical 2,011 ft²), its lot is bigger than 39% of them (0.16 ac against a typical 0.17 ac) and it is newer than 83% of them (2021 against a typical 2017). Measured against all of Collin County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Rusted Rail Dr, Royse City, TX?

The 2024 property tax bill for 320 Rusted Rail Dr, Royse City, TX was $6,383. The county assessed it at $239,431.

Closest homes

More homes in Royse City 75189

Assigned schools

Explore the area

See this home in context

Open 320 Rusted Rail Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map