Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$552,593$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $52,000 on Aug 27, 2018

320 TWO RIVERS DR

TROY, VA 22974
3
Beds
2.5
Baths
2,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$553K
$517K low$588K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,000 · Aug 27, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,043 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$535,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$485,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$535,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$535,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.88
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Porch · 256 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 4.3 mi
M
Fluvanna Middle SchoolB
Middle · Grades 5–7 · 7.7 mi
E
Central Elementary SchoolC
Elementary · Grades 1–2 · 7.8 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 22974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,064
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Two Rivers Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Fluvanna County
  • Bigger than 86% of homes in Fluvanna County
  • Has a smaller lot than 89% of homes in Troy
  • Newer than 97% of homes in Troy

What homes are worth in Troy 22974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1M

This home is worth more than 79% of homes in Troy 22974.

How it measures up in Troy 22974

The dot is this home. The mark in the middle is the typical home in Troy 22974.

Estimated value$552,593
CheaperTypical $408,522Pricier

Pricier than 79% of homes nearby

Price per ft²$229
CheaperTypical $231Pricier

Pricier than 48% of homes nearby

Living area2,414 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.88 ac
SmallerTypical 2.17 acBigger

Bigger than 12% of homes nearby

Year built2019
OlderTypical 1995Newer

Newer than 94% of homes nearby

How 320 Two Rivers Dr ranks against every home in each area.
MeasureThis homeTroyTroy 22974Fluvanna County
Estimated valuepricier than$552,59377% of homes79% of homes88% of homes
Price per ft²pricier than$22951% of homes48% of homes60% of homes
Living areabigger than2,414 ft²76% of homes78% of homes86% of homes
Lot sizebigger than0.88 ac11% of homes12% of homes46% of homes
Year builtnewer than201997% of homes94% of homes93% of homes

About 320 Two Rivers Dr

How much is 320 Two Rivers Dr, Troy, VA worth?

The TopHap Estimate for 320 Two Rivers Dr, Troy, VA is $552,593 as of Jul 14, 2026. The likely range is $517,365 to $587,821. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Two Rivers Dr, Troy, VA last sell?

320 Two Rivers Dr, Troy, VA last sold on Aug 27, 2018 for $52,000, according to the county's recorded deed.

How big is 320 Two Rivers Dr, Troy, VA?

320 Two Rivers Dr, Troy, VA has 3 bedrooms, 2.5 bathrooms, 2,414 square feet of living space and a 0.88-acre lot.

When was 320 Two Rivers Dr, Troy, VA built?

320 Two Rivers Dr, Troy, VA was built in 2019, making it 7 years old. The building has 2 stories.

What schools serve 320 Two Rivers Dr, Troy, VA?

320 Two Rivers Dr, Troy, VA is assigned to Fluvanna County High School (high), rated C+; Fluvanna Middle School (middle), rated B; Central Elementary School (elementary), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Two Rivers Dr, Troy, VA compare to other homes in Troy 22974?

Among the 1,818 homes in Troy 22974, it is worth more than 79% of them ($552,593 against a typical $408,522), its price per square foot is higher than 48% of them ($229 against a typical $231), it is bigger than 78% of them (2,414 ft² against a typical 1,804 ft²), its lot is bigger than 12% of them (0.88 ac against a typical 2.17 ac) and it is newer than 94% of them (2019 against a typical 1995). Measured against all of Fluvanna County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Two Rivers Dr, Troy, VA?

The 2025 property tax bill for 320 Two Rivers Dr, Troy, VA was $4,043. The county assessed it at $535,500.

More homes on Two Rivers Dr

Closest homes

More homes in Troy 22974

Assigned schools

Explore the area

See this home in context

Open 320 Two Rivers Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map