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Single Family ResidenceResidential
$518,456$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,000 on Dec 12, 2013

321 TWO RIVERS DR

TROY, VA 22974
3
Beds
2.5
Baths
1,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$518K
$496K low$540K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Dec 12, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,855 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$510,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$460,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$510,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$510,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.0.96
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 231 ft²Patio · 168 ft²Porch · 166 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 4.2 mi
M
Fluvanna Middle SchoolB
Middle · Grades 5–7 · 7.6 mi
E
Central Elementary SchoolC
Elementary · Grades 1–2 · 7.7 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 22974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,064
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Two Rivers Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Fluvanna County
  • Costs more per square foot than 85% of homes in Fluvanna County
  • Bigger than 69% of homes in Fluvanna County
  • Has a smaller lot than 88% of homes in Troy
  • Newer than 91% of homes in Troy

What homes are worth in Troy 22974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$1M

This home is worth more than 73% of homes in Troy 22974.

How it measures up in Troy 22974

The dot is this home. The mark in the middle is the typical home in Troy 22974.

Estimated value$518,456
CheaperTypical $408,522Pricier

Pricier than 73% of homes nearby

Price per ft²$271
CheaperTypical $231Pricier

Pricier than 77% of homes nearby

Living area1,916 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.96 ac
SmallerTypical 2.17 acBigger

Bigger than 13% of homes nearby

Year built2014
OlderTypical 1995Newer

Newer than 88% of homes nearby

How 321 Two Rivers Dr ranks against every home in each area.
MeasureThis homeTroyTroy 22974Fluvanna County
Estimated valuepricier than$518,45672% of homes73% of homes86% of homes
Price per ft²pricier than$27176% of homes77% of homes85% of homes
Living areabigger than1,916 ft²51% of homes56% of homes69% of homes
Lot sizebigger than0.96 ac12% of homes13% of homes46% of homes
Year builtnewer than201491% of homes88% of homes88% of homes

About 321 Two Rivers Dr

How much is 321 Two Rivers Dr, Troy, VA worth?

The TopHap Estimate for 321 Two Rivers Dr, Troy, VA is $518,456 as of Jul 14, 2026. The likely range is $496,485 to $540,427. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Two Rivers Dr, Troy, VA last sell?

321 Two Rivers Dr, Troy, VA last sold on Dec 12, 2013 for $45,000, according to the county's recorded deed.

How big is 321 Two Rivers Dr, Troy, VA?

321 Two Rivers Dr, Troy, VA has 3 bedrooms, 2.5 bathrooms, 1,916 square feet of living space and a 0.96-acre lot.

When was 321 Two Rivers Dr, Troy, VA built?

321 Two Rivers Dr, Troy, VA was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 321 Two Rivers Dr, Troy, VA?

321 Two Rivers Dr, Troy, VA is assigned to Fluvanna County High School (high), rated C+; Fluvanna Middle School (middle), rated B; Central Elementary School (elementary), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Two Rivers Dr, Troy, VA compare to other homes in Troy 22974?

Among the 1,818 homes in Troy 22974, it is worth more than 73% of them ($518,456 against a typical $408,522), its price per square foot is higher than 77% of them ($271 against a typical $231), it is bigger than 56% of them (1,916 ft² against a typical 1,804 ft²), its lot is bigger than 13% of them (0.96 ac against a typical 2.17 ac) and it is newer than 88% of them (2014 against a typical 1995). Measured against all of Fluvanna County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Two Rivers Dr, Troy, VA?

The 2025 property tax bill for 321 Two Rivers Dr, Troy, VA was $3,855. The county assessed it at $510,600.

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