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Single Family ResidenceResidential
$680,927$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $540,000 on Oct 7, 2021

320 WATER ST

HAVERHILL, MA 01830
3
Beds
2
Baths
2,796 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$681K
$653K low$709K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$540,000 · Oct 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,224 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$581,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$166,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$414,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$693,120

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dr. Paul Nettle Middle SchoolC-
Middle · Grades 5–8 · 0.3 mi
E
Golden Hill Elementary SchoolB
Elementary · Grades 1–4 · 0.4 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 2.6 mi

District: Haverhill School District

Neighborhood · ZIP 01830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,837
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Haverhill 01830
  • Costs less per square foot than 97% of homes in Essex County
  • Bigger than 84% of homes in Haverhill 01830
  • Older than 80% of homes in Essex County

What homes are worth in Haverhill 01830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$987K

This home is worth more than 82% of homes in Haverhill 01830.

How it measures up in Haverhill 01830

The dot is this home. The mark in the middle is the typical home in Haverhill 01830.

Estimated value$680,927
CheaperTypical $533,713Pricier

Pricier than 82% of homes nearby

Price per ft²$244
CheaperTypical $315Pricier

Pricier than 11% of homes nearby

Living area2,796 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.23 ac
SmallerTypical 0.26 acBigger

Bigger than 43% of homes nearby

Year built1900
OlderTypical 1940Newer

Newer than 31% of homes nearby

How 320 Water St ranks against every home in each area.
MeasureThis homeHaverhill 01830Essex County
Estimated valuepricier than$680,92782% of homes48% of homes
Price per ft²pricier than$24411% of homes3% of homes
Living areabigger than2,796 ft²84% of homes80% of homes
Lot sizebigger than0.23 ac43% of homes42% of homes
Year builtnewer than190031% of homes20% of homes

About 320 Water St

How much is 320 Water St, Haverhill, MA worth?

The TopHap Estimate for 320 Water St, Haverhill, MA is $680,927 as of Aug 30, 2026. The likely range is $652,799 to $709,055. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Water St, Haverhill, MA last sell?

320 Water St, Haverhill, MA last sold on Oct 7, 2021 for $540,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 320 Water St, Haverhill, MA?

320 Water St, Haverhill, MA has 3 bedrooms, 2 bathrooms, 2,796 square feet of living space and a 0.23-acre lot.

When was 320 Water St, Haverhill, MA built?

320 Water St, Haverhill, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 320 Water St, Haverhill, MA?

320 Water St, Haverhill, MA is assigned to Dr. Paul Nettle Middle School (middle), rated C-; Golden Hill Elementary School (elementary), rated B; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Water St, Haverhill, MA compare to other homes in Haverhill 01830?

Among the 7,120 homes in Haverhill 01830, it is worth more than 82% of them ($680,927 against a typical $533,713), its price per square foot is higher than 11% of them ($244 against a typical $315), it is bigger than 84% of them (2,796 ft² against a typical 1,824 ft²), its lot is bigger than 43% of them (0.23 ac against a typical 0.26 ac) and it is newer than 31% of them (1900 against a typical 1940). Measured against all of Essex County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Water St, Haverhill, MA?

The 2025 property tax bill for 320 Water St, Haverhill, MA was $6,224. The county assessed it at $581,100.

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