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Single Family ResidenceResidential
$182,736$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $118,500 on Nov 20, 2019

3204 RIVER RD

STELLA, NC 28582
2
Beds
2
Baths
1,499 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$183K
$151K low$215K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,500 · Nov 20, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,273 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,023
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$272,273
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,273

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.139 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.91%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silverdale Elementary SchoolC+
Elementary · Grades KG–5 · 2.4 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 5.0 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Onslow County Schools

Neighborhood · ZIP 28582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,519
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3204 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Onslow County
  • Costs less per square foot than 90% of homes in Stella 28582
  • Smaller than 76% of homes in Stella 28582
  • Has a smaller lot than 98% of homes in Stella 28582
  • Older than 86% of homes in Stella 28582

What homes are worth in Stella 28582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$863K

This home is worth more than 20% of homes in Stella 28582.

How it measures up in Stella 28582

The dot is this home. The mark in the middle is the typical home in Stella 28582.

Estimated value$182,736
CheaperTypical $371,214Pricier

Pricier than 20% of homes nearby

Price per ft²$122
CheaperTypical $192Pricier

Pricier than 10% of homes nearby

Living area1,499 ft²
SmallerTypical 1,960 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.31 ac
SmallerTypical 0.87 acBigger

Bigger than 2% of homes nearby

Year built1979
OlderTypical 2004Newer

Newer than 14% of homes nearby

How 3204 River Rd ranks against every home in each area.
MeasureThis homeStella 28582Onslow County
Estimated valuepricier than$182,73620% of homes18% of homes
Price per ft²pricier than$12210% of homes10% of homes
Living areabigger than1,499 ft²24% of homes42% of homes
Lot sizebigger than0.31 ac2% of homes33% of homes
Year builtnewer than197914% of homes23% of homes

About 3204 River Rd

How much is 3204 River Rd, Stella, NC worth?

The TopHap Estimate for 3204 River Rd, Stella, NC is $182,736 as of Jul 14, 2026. The likely range is $150,578 to $214,894. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3204 River Rd, Stella, NC last sell?

3204 River Rd, Stella, NC last sold on Nov 20, 2019 for $118,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3204 River Rd, Stella, NC?

3204 River Rd, Stella, NC has 2 bedrooms, 2 bathrooms, 1,499 square feet of living space and a 0.31-acre lot.

When was 3204 River Rd, Stella, NC built?

3204 River Rd, Stella, NC was built in 1979, making it 47 years old. It is a contemporary home. The building has 2 stories.

What schools serve 3204 River Rd, Stella, NC?

3204 River Rd, Stella, NC is assigned to Silverdale Elementary School (elementary), rated C+; Swansboro Middle School (middle), rated B-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3204 River Rd, Stella, NC compare to other homes in Stella 28582?

Among the 1,003 homes in Stella 28582, it is worth more than 20% of them ($182,736 against a typical $371,214), its price per square foot is higher than 10% of them ($122 against a typical $192), it is bigger than 24% of them (1,499 ft² against a typical 1,960 ft²), its lot is bigger than 2% of them (0.31 ac against a typical 0.87 ac) and it is newer than 14% of them (1979 against a typical 2004). Measured against all of Onslow County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3204 River Rd, Stella, NC?

The 2025 property tax bill for 3204 River Rd, Stella, NC was $1,783. The county assessed it at $272,273.

More homes on River Rd

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