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Single Family ResidenceResidential
$55,611
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $118,500 on Nov 20, 2019

3206 RIVER RD

STELLA, NC 28582
0
Baths
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$56K
$33K low$78K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,500 · Nov 20, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$324 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,538 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,438
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,538
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$49,538

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.91%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silverdale Elementary SchoolC+
Elementary · Grades KG–5 · 2.3 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 5.0 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Onslow County Schools

Neighborhood · ZIP 28582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,519
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3206 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Stella 28582
  • Among the smallest lots in Stella 28582

What homes are worth in Stella 28582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$880K

This home is worth less than almost all homes in Stella 28582.

How it measures up in Stella 28582

The dot is this home. The mark in the middle is the typical home in Stella 28582.

Estimated value$55,611
CheaperTypical $372,956Pricier

Cheaper than almost all homes nearby

Lot size0.26 ac
SmallerTypical 0.88 acBigger

Smaller than almost all homes nearby

How 3206 River Rd ranks against every home in each area.
MeasureThis homeStella 28582Onslow County
Estimated valuepricier than$55,611almost no homesalmost no homes
Lot sizebigger than0.26 acalmost no homes24% of homes

About 3206 River Rd

How much is 3206 River Rd, Stella, NC worth?

The TopHap Estimate for 3206 River Rd, Stella, NC is $55,611 as of Jul 14, 2026. The likely range is $32,996 to $78,226. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3206 River Rd, Stella, NC last sell?

3206 River Rd, Stella, NC last sold on Nov 20, 2019 for $118,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

What schools serve 3206 River Rd, Stella, NC?

3206 River Rd, Stella, NC is assigned to Silverdale Elementary School (elementary), rated C+; Swansboro Middle School (middle), rated B-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3206 River Rd, Stella, NC compare to other homes in Stella 28582?

Among the 1,003 homes in Stella 28582, it is worth more than almost none of them ($55,611 against a typical $372,956) and its lot is bigger than almost none of them (0.26 ac against a typical 0.88 ac). Measured against all of Onslow County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3206 River Rd, Stella, NC?

The 2025 property tax bill for 3206 River Rd, Stella, NC was $324. The county assessed it at $49,538.

More homes on River Rd

Closest homes

More homes in Stella 28582

Assigned schools

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See this home in context

Open 3206 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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