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Single Family ResidenceResidential
$159,678$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3205 RIVERSIDE DR

CHATTANOOGA, TN 37406
1
Baths
953 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$160K
$106K low$214K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,410
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,928
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
TENNESSEE HOUSING DEVELOPMENT AGENCY · recorded Oct 13, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$2,268
CHATTANOOGA NEIGHBORHOOD ENTERPRISE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$360 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,725 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hardy Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
M
Dalewood Middle SchoolC-
Middle · Grades 6–8 · 3.3 mi
H
Brainerd High SchoolD
High · Grades 9–12 · 4.1 mi

District: Hamilton County School District

Neighborhood · ZIP 37406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,029 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,537
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,841
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3205 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Hamilton County
  • Costs less per square foot than 76% of homes in Hamilton County
  • Smaller than 93% of homes in Hamilton County
  • Has a smaller lot than 86% of homes in Hamilton County
  • Older than 88% of homes in Hamilton County

What homes are worth in Chattanooga 37406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$488K

This home is worth more than 41% of homes in Chattanooga 37406.

How it measures up in Chattanooga 37406

The dot is this home. The mark in the middle is the typical home in Chattanooga 37406.

Estimated value$159,678
CheaperTypical $178,766Pricier

Pricier than 41% of homes nearby

Price per ft²$168
CheaperTypical $142Pricier

Pricier than 70% of homes nearby

Living area953 ft²
SmallerTypical 1,274 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.18 ac
SmallerTypical 0.23 acBigger

Bigger than 34% of homes nearby

Year built1940
OlderTypical 1956Newer

Newer than 29% of homes nearby

How 3205 Riverside Dr ranks against every home in each area.
MeasureThis homeAmnicola / East ChattanoogaChattanooga 37406Hamilton County
Estimated valuepricier than$159,67848% of homes41% of homes8% of homes
Price per ft²pricier than$16870% of homes70% of homes24% of homes
Living areabigger than953 ft²19% of homes16% of homes7% of homes
Lot sizebigger than0.18 ac35% of homes34% of homes14% of homes
Year builtnewer than194039% of homes29% of homes12% of homes

About 3205 Riverside Dr

How much is 3205 Riverside Dr, Chattanooga, TN worth?

The TopHap Estimate for 3205 Riverside Dr, Chattanooga, TN is $159,678 as of Jul 14, 2026. The likely range is $105,568 to $213,788. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3205 Riverside Dr, Chattanooga, TN last sell?

3205 Riverside Dr, Chattanooga, TN last sold on Sep 30, 1999, according to the county's recorded deed.

How big is 3205 Riverside Dr, Chattanooga, TN?

3205 Riverside Dr, Chattanooga, TN has 1 bathrooms, 953 square feet of living space and a 0.18-acre lot.

When was 3205 Riverside Dr, Chattanooga, TN built?

3205 Riverside Dr, Chattanooga, TN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 3205 Riverside Dr, Chattanooga, TN?

3205 Riverside Dr, Chattanooga, TN is assigned to Hardy Elementary School (elementary), rated B-; Dalewood Middle School (middle), rated C-; Brainerd High School (high), rated D. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3205 Riverside Dr, Chattanooga, TN compare to other homes in Chattanooga 37406?

Among the 4,576 homes in Chattanooga 37406, it is worth more than 41% of them ($159,678 against a typical $178,766), its price per square foot is higher than 70% of them ($168 against a typical $142), it is bigger than 16% of them (953 ft² against a typical 1,274 ft²), its lot is bigger than 34% of them (0.18 ac against a typical 0.23 ac) and it is newer than 29% of them (1940 against a typical 1956). Measured against all of Hamilton County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3205 Riverside Dr, Chattanooga, TN?

The 2025 property tax bill for 3205 Riverside Dr, Chattanooga, TN was $360. The county assessed it at $23,725.

Closest homes

More homes in Chattanooga 37406

Assigned schools

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