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Single Family ResidenceResidential
$240,527$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Sep 19, 2007

3209 SANDY RIDGE DR

STEGER, IL 60475
3
Beds
2
Baths
1,812 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$241K
$215K low$266K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Sep 19, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,527
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,822
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,000
CHERYL P RATLIFF · P · recorded Sep 19, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,409 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,185 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,335
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,185
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Steger Primary Center
Elementary · Grades PK–1 · 1.0 mi
M
Columbia Central SchoolB+
Middle · Grades 5–8 · 1.3 mi
H
Bloom Trail High SchoolC+
High · Grades 9–12 · 1.6 mi

District: Bloom Township High School District 206

Neighborhood · ZIP 60475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.9,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,407
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,045
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3209 Sandy Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Steger 60475
  • Costs less per square foot than 91% of homes in Cook County
  • Bigger than 82% of homes in Steger 60475
  • Has a bigger lot than 67% of homes in Steger 60475
  • Newer than 92% of homes in Steger 60475

What homes are worth in Steger 60475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$382K

This home is worth more than 85% of homes in Steger 60475.

How it measures up in Steger 60475

The dot is this home. The mark in the middle is the typical home in Steger 60475.

Estimated value$240,527
CheaperTypical $158,061Pricier

Pricier than 85% of homes nearby

Price per ft²$133
CheaperTypical $125Pricier

Pricier than 59% of homes nearby

Living area1,812 ft²
SmallerTypical 1,222 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.19 ac
SmallerTypical 0.14 acBigger

Bigger than 67% of homes nearby

Year built1998
OlderTypical 1961Newer

Newer than 92% of homes nearby

How 3209 Sandy Ridge Dr ranks against every home in each area.
MeasureThis homeSteger 60475Cook County
Estimated valuepricier than$240,52785% of homes26% of homes
Price per ft²pricier than$13359% of homes9% of homes
Living areabigger than1,812 ft²82% of homes65% of homes
Lot sizebigger than0.19 ac67% of homes61% of homes
Year builtnewer than199892% of homes88% of homes

About 3209 Sandy Ridge Dr

How much is 3209 Sandy Ridge Dr, Steger, IL worth?

The TopHap Estimate for 3209 Sandy Ridge Dr, Steger, IL is $240,527 as of Jul 14, 2026. The likely range is $214,713 to $266,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3209 Sandy Ridge Dr, Steger, IL last sell?

3209 Sandy Ridge Dr, Steger, IL last sold on Sep 19, 2007 for $195,000, according to the county's recorded deed.

How big is 3209 Sandy Ridge Dr, Steger, IL?

3209 Sandy Ridge Dr, Steger, IL has 3 bedrooms, 2 bathrooms, 1,812 square feet of living space and a 0.19-acre lot.

When was 3209 Sandy Ridge Dr, Steger, IL built?

3209 Sandy Ridge Dr, Steger, IL was built in 1998, making it 28 years old. It is a ranch home. The building has 1 story.

What schools serve 3209 Sandy Ridge Dr, Steger, IL?

3209 Sandy Ridge Dr, Steger, IL is assigned to Steger Primary Center (elementary); Columbia Central School (middle), rated B+; Bloom Trail High School (high), rated C+. All sit in Bloom Township High School District 206. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3209 Sandy Ridge Dr, Steger, IL compare to other homes in Steger 60475?

Among the 3,720 homes in Steger 60475, it is worth more than 85% of them ($240,527 against a typical $158,061), its price per square foot is higher than 59% of them ($133 against a typical $125), it is bigger than 82% of them (1,812 ft² against a typical 1,222 ft²), its lot is bigger than 67% of them (0.19 ac against a typical 0.14 ac) and it is newer than 92% of them (1998 against a typical 1961). Measured against all of Cook County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3209 Sandy Ridge Dr, Steger, IL?

The 2023 property tax bill for 3209 Sandy Ridge Dr, Steger, IL was $1,409. The county assessed it at $19,185.

Closest homes

More homes in Steger 60475

Assigned schools

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