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Single Family ResidenceResidential
$282,027$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $275,000 on Sep 17, 2024

321 S GARDENIA TER

CRYSTAL RIVER, FL 34429
3
Beds
3
Baths
1,896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$248K low$316K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Sep 17, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,027
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,622

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,174 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,258 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,758
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,171
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,258

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.43%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCitrus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1977
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 216 ft²Porch · 692 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Crusher Elementary SchoolB
Elementary · Grades PK–5 · 3.0 mi
M
Crystal River Middle SchoolC-
Middle · Grades 6–8 · 3.0 mi
H
Crystal River High SchoolC-
High · Grades 9–12 · 3.4 mi

District: Citrus County School District

Neighborhood · ZIP 34429These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,468
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,771
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 S Gardenia Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Citrus County
  • Bigger than 77% of homes in Crystal River 34429
  • Older than 94% of homes in Citrus County

What homes are worth in Crystal River 34429

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$1.3M

This home is worth more than 57% of homes in Crystal River 34429.

How it measures up in Crystal River 34429

The dot is this home. The mark in the middle is the typical home in Crystal River 34429.

Estimated value$282,027
CheaperTypical $256,576Pricier

Pricier than 57% of homes nearby

Price per ft²$149
CheaperTypical $164Pricier

Pricier than 35% of homes nearby

Living area1,896 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.37 ac
SmallerTypical 0.29 acBigger

Bigger than 63% of homes nearby

Year built1967
OlderTypical 1984Newer

Newer than 9% of homes nearby

How 321 S Gardenia Ter ranks against every home in each area.
MeasureThis homeCrystal River 34429Citrus County
Estimated valuepricier than$282,02757% of homes52% of homes
Price per ft²pricier than$14935% of homes22% of homes
Living areabigger than1,896 ft²77% of homes72% of homes
Lot sizebigger than0.37 ac63% of homes52% of homes
Year builtnewer than19679% of homes6% of homes

About 321 S Gardenia Ter

How much is 321 S Gardenia Ter, Crystal River, FL worth?

The TopHap Estimate for 321 S Gardenia Ter, Crystal River, FL is $282,027 as of Jul 14, 2026. The likely range is $248,027 to $316,027. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 S Gardenia Ter, Crystal River, FL last sell?

321 S Gardenia Ter, Crystal River, FL last sold on Sep 17, 2024 for $275,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 321 S Gardenia Ter, Crystal River, FL?

321 S Gardenia Ter, Crystal River, FL has 3 bedrooms, 3 bathrooms, 1,896 square feet of living space and a 0.37-acre lot.

When was 321 S Gardenia Ter, Crystal River, FL built?

321 S Gardenia Ter, Crystal River, FL was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 321 S Gardenia Ter, Crystal River, FL?

321 S Gardenia Ter, Crystal River, FL is assigned to Rock Crusher Elementary School (elementary), rated B; Crystal River Middle School (middle), rated C-; Crystal River High School (high), rated C-. All sit in Citrus County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 S Gardenia Ter, Crystal River, FL compare to other homes in Crystal River 34429?

Among the 4,778 homes in Crystal River 34429, it is worth more than 57% of them ($282,027 against a typical $256,576), its price per square foot is higher than 35% of them ($149 against a typical $164), it is bigger than 77% of them (1,896 ft² against a typical 1,510 ft²), its lot is bigger than 63% of them (0.37 ac against a typical 0.29 ac) and it is newer than 9% of them (1967 against a typical 1984). Measured against all of Citrus County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 S Gardenia Ter, Crystal River, FL?

The 2025 property tax bill for 321 S Gardenia Ter, Crystal River, FL was $3,174. The county assessed it at $241,258.

Closest homes

More homes in Crystal River 34429

Assigned schools

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